Just learn with the following links how goverment authorty and ministry do scam in india

1.Link Lok sabha : http://164.100.24.208/lsq/quest.asp?qref=64586
2.Link CAG: http://72.14.203.104/search?q=cache:...nce+iirm&hl=en
3.Link IRDA
http://irdaindia.org/ar04.htm
Annual Report 2003-2004 English version page 156 on IIRM
here only the person matter not the issue