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  1. #1
    Join Date
    Sep 2018
    Posts
    85

    It is advantageous if the loans?

    It seems to me that it is better not to take loans and people should always work and save money for various purchases and unforeseen expenses. I have always been against loans because it is unprofitable for the client. Now many people live on credit and rent a house and a car. Is that right? Waiting for your opinions.

  2. #2
    Join Date
    May 2018
    Posts
    209

    Re: It is advantageous if the loans?

    You are absolutely right in your opinion. I have a question. What to do if a person has an unexpected life situation and all savings are spent? For example, in my case there were several such situations when all the works went down the drain. Now I have no savings and I took a loan that paid problematic. I think that everyone will also be useful to read the article "the role of credit score" and understand many things about lending in banks. Sometimes there is simply no way out and you have to rent something and borrow money.

  3. #3
    Join Date
    Jan 2019
    Location
    NYC
    Posts
    6

    Re: It is advantageous if the loans?

    Quote Originally Posted by Werolla View Post
    It seems to me that it is better not to take loans and people should always work and save money for various purchases and unforeseen expenses. I have always been against loans because it is unprofitable for the client. Now many people live on credit and rent a house and a car. Is that right? Waiting for your opinions.
    Yes, you're right.
    There are so many temptations everywhere. And you want to buy almost all that stuff, even if you don't need it! If you use loans, nothing is easier that to buy it right now. But if you have no money, you'll think twice.

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