Arrusion the insurance company for my cellphone through AT&T are scamming their customers with policies that screw their customers. I changed my cellphone number and if you change anything on your account after you activate your account it will start the open date over. So wit me changing my number it started my open date over and that meant I wasn't eligible for a reasonable price deductible b/c I haven't had the account opened long enough. But in reality I actually did have the account opened long enough. 2nd scam, if you do pay the deductible, you are paying for a used phone. So $12.99 a month for however many months/years plus you paying a deductible and you are paying hundreds of dollars for a used phone. This company is a scam and companies like AT&T are allowing it.