giovanna rivera - she works at JEP bank. She is the unfriendliest banker that I have met in a very long time. I was there opening a CD. She makes a commission off this CD. She begins by not acknowledging your existence. As she walks up the stairs, you will only see her backside, because even though she is taking your money, she will not greet you, shake your hand, nor make eye contact with you. Once in her office, her frustration shows on her face as veins begin to pop out. She begins BANGING on the computer and the keyboard, while lecturing you like a small child. when she is done with you, there will be no goodbye. She has your money in the account, and she simply walks out of the room. Terrible terrible person.