+ Reply to Thread
Results 1 to 2 of 2

  1. #1

    Is RV Insurance a scam ?

    If you like to travel and need RV insurance, find out if the whole thing is a scam:

    Insurance coverage for recreational vehicles (RVs) can be a complicated issue. RVs combine many aspects of regular traveling vehicles with aspects of a home. There are several issues that need to be considered when purchasing RV insurance. First, all conventional car insurance issues must be covered. Second, it is a good idea to insure items inside the RV as well. Other issues arise for people who live predominantly in their RV and do not have a permanent residence anywhere else.

    The definition of an RV is somewhat loose. An RV is traditionally viewed as a motor home, but many travel trailers, fifth wheels, and tour buses are considered RVs as well.

    Since RVs are motor vehicles, they must be covered for conventional car insurance issues such as liability, collision, and uninsured or underinsured motorists. It is a legal requirement to have liability insurance, which covers all damages and bodily harm that is caused by the insured RV motorist. This protects people who the RV owner may collide with, and guarantees that they will receive compensation. Collision insurance covers any damage done to the RV when a collision occurs. This includes situations in which the RV collides with an object or an object collides with the RV. It is a good idea for RV owners to purchase uninsured or underinsured motorist coverage as well. This type of coverage protects the RV owner from having to pay for any damages caused by another vehicle driven by someone who does not have enough insurance to cover the damages.

    RVs usually include appliances; it is a good idea, though it is not legally required, to insure these as well. The main difference between RV insurance and standard car insurance is that RV insurance policies can cover appliances and personal items in the RV. Plumbing, electrical problems, and other issues can be covered by RV insurance policies. Other items in the RV -- like TVs, stereos, or furniture -- can also be insured. This is similar to homeownerĂ*s or renterĂ*s insurance. Usually, people must ask for coverage of internal items because the law does not require it.

    People who live in their RV full time and do not have a permanent residence have additional options. Many insurance companies offer full time coverage specifically designed for people who live in their RV. These types of policies often provide total vehicle and home insurance for the RV.

    It is important for RV owners to purchase appropriate coverage for their vehicle. Many RV owners foolishly purchase the bare minimum of coverage, and then have to pay out of pocket for costly repairs on appliances and other items inside the RV.

    If you found this information helpful please:

    Register To Post & Become a Member at Scam.com now!

  2. #2
    Join Date
    Oct 2011
    Location
    Amsterdam
    Posts
    15,510

    Re: Is RV Insurance a scam ?

    I bet there is a high crime rate in some of these RV parking lots. Especially if it is down south with some of these redneckers or in high urban cities. The whole thing seems dangerous to me, especially when old people can't defend themselves too well. BUT I do see the possibility of them carrying guns. Maybe that's the best insurance, a 45 Magnum or Shotgun.

Similar Threads

  1. Russian car insurance scam
    By SCAMS in forum Mail Order Scams
    Replies: 1
    Last Post: 01-22-2015, 12:27 PM
  2. Insurance Fraud by Insurance Agent!
    By Pissed Off 2 in forum Insurance Scams
    Replies: 3
    Last Post: 01-18-2014, 12:28 PM
  3. Is Car Rental Insurance Always a SCAM??
    By InsuranceHater in forum Insurance Scams
    Replies: 1
    Last Post: 08-28-2010, 02:25 AM
  4. Possible Insurance Scam - Anovahealth
    By joefig in forum Insurance Scams
    Replies: 1
    Last Post: 08-14-2008, 01:01 PM
  5. VPI PET insurance scam
    By sharon2008 in forum Insurance Scams
    Replies: 1
    Last Post: 01-13-2008, 07:47 PM

Tags for this Thread

Bookmarks

Bookmarks

Posting Permissions

  • You may post new threads
  • You may post replies
  • You may not post attachments
  • You may edit your posts
  •