This is a SCAM to get you to sign up for "FREE TRIAL" and "only $1 per month", then begin sending threatening and harassing letters trying to collect $24 for 2 year membership. not sure where the 2 year membership came from since there was no mention of this in the original letter??? whatever you do - do not reply to their initial letter - just throw it away - there is no club that is worth the effort they take to harass you and have bad credit for. i and others have sent numerous letters requesting they CANCEL. either they cannot read, just ignorant or this is truly only a SCAM to get your money. i and others believe the latter