They call you (Geo Holiday) and tell you that you have been selected for a trip if you attend a conference. When you do, they persuade you to sign a plan without giving you the time to read the full contract. They tell you to read the contract home and that it can be discussed later. I did that and the next day i wanted to cancel as I understood it was a scam. They would not cancel, even though they told us that you could cancel the plan in 10 days. Upon many threats of suing them, they agreed to change our plan to the cheapest one. Many people are trying to sue them according to some google searches I did. Beware and feal free to post if you know anything.