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  1. #1
    Join Date
    Nov 2006

    Cancer Heart & Stroke Coverage

    Hello, Is anyone familiar with the above coverage? We were recently paid a visit from a supplemental Ins. Agent who is selling the above insurance. I've never heard of it before. We were quoted $140.95/month for $500/Day Hospital confinement - No lifetime max. This is for both my husband and I.


  2. #2
    Join Date
    Dec 2006

    Re: Cancer Heart & Stroke Coverage

    Yes, I am familiar with both of those types of policies. I am a Sales Manager for Colonial Supplemental Insurance, the oldest provider of those type of insurance policies since 1939. I'm concerned with the price.

    Cancer policies range from $11.50/mo to $33.50/mo per person.

    The hospital confinement $500 level policy costs about $18/mo per person.

    So If I added both of them up for 2 people per month, that would be about $103 per month.

    Let me know If I can be of assistance,

    Tim Snow

  3. #3
    Join Date
    Jun 2014

    Re: Cancer Heart & Stroke Coverage

    Stroke survivors now turn to traditional Chinese cures combined with modern technology to speed up recovery and reclaim their lives. Chinese medical theory cites that excesses or deficiencies in food intake, work, exercise, emotions, and so on, can cause illness. More people are discovering just how effective modern alternative health and therapeutic treatment is in healing ailment raging from tension and fatigue to pain and serious illness like strokes.

    Majority of stroke patients are left with some forms of permanent disability that interferes with normal daily activities, such as walking, speech, vision, understanding, reasoning and memory. To ease their condition there is various treatments and rehabilitation involves using a mirror. It is believed that if a person who has had a stroke watches how the unaffected side of his or her body moves, it can give visual clues to help the person move the affected side.

    Traditional Chinese medicine which is acupuncture employs the additional use of a machine to stimulate the needles and, in effect, provide relief where needed. Acupuncture is one Chinese treatment, which has been intensively researched on, challenged and corroborated by western doctors. The journal of American Association of Anatomist indicated that acupuncture points correspond to areas where connective tissues are thickest and which contains many nerve endings. Far from being a fleeting trend, acupuncture has become an accepted health care practice. It involves science intersecting with nature.

    Electrotherapy is among the services, which offers holistic and integrated approach based on the intrinsic flow- and – energy balance theory of health and healing. It has proven to be a very effective treatment, especially when administered within one year after a person suffers a stroke. It is able to help improve blood circulation, speech, and motor facilities. A stoke is a brain damage cause by lack of blood flow to a portion of the brain. It results in permanent damage to the brain tissue- and in many cases permanent disability for the patient. In addition to physical consequences like speech disability and paralysis, stroke survivors often deal with the psychological effects, like feeling depressed, angry and frustrated at their inability to perform tasks that, before the stroke were easy or automatic.
    The person’s general ability to take part in a rehabilitation program after the stroke is important consideration when decisions are being made about rehabilitation. Rehabilitation begins as soon as possible after a person is admitted to the hospital

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