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  1. #1
    Join Date
    Jun 2005
    Posts
    2

    payday loans

    Please help, I am looking for a legit payday loans?

  2. #2
    Join Date
    Jun 2005
    Location
    the REAL world
    Posts
    9

    Re: payday loans

    Quote Originally Posted by pcbestill
    Please help, I am looking for a legit payday loans?
    Look around your town...not online...for something like that.

  3. #3
    Join Date
    May 2005
    Location
    Planet Gong
    Posts
    1,032

    Re: payday loans

    at a "legit" p-day loaner, o my brother, you will be paying the
    HIGHEST interest rate the law will allow- plus whatever "service
    fees", and penalties they think they can get away with.
    Difference between a p-day loaner and a loan shark?
    Miss payments with a loanshark, and he'll attack your knees with a baseball bat.
    Miss payments with a p-day, and he'll attach your wages with a
    lawsuit.
    Why not throw a Rent party instead?

  4. #4
    Join Date
    Oct 2004
    Posts
    53

    Re: payday loans

    http://www.geconsumerfinance.com/

    Serves about 30+ countries, there's a drop down list from where you can choose yours. You don't need to meet any special requirements or tell them what you are going to use the money on. But you do need to have an income and you have to be at least 21 years old (note 21, not 18). The interest rates vary from 8% to 12% per year (the more you loan the less interest you have to pay)

    -Lance

  5. #5
    Join Date
    Oct 2008
    Posts
    454

    payday loan scams

    Report: 200Cash.com

    Category: Miscellaneous Companies
    200Cash.com ripoff Wilmington Delaware




    Read how Ripoff Report saves consumers millions.

    Rebuttal Box
    Respond to this report!


    Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?

    Victim of this person/company?

    Are you also a victim of the same company or individual? Want Justice? File a Rip-off Report, help other consumers to be educated and donĀ“t let them get away with it!



    200Cash.com

    [COLOR=blue! important][COLOR=blue! important]Phone[/COLOR][/COLOR]: 714-839-1300
    Fax: 443-538-2274

    110 W. Ninth St.
    Wilmington, Delaware,
    U.S.A.


    Submitted: 10/30/2008 7:34:57 AM

    Modified: 10/30/2008 7:35:00 AM
    Terri

    Topton, Pennsylvania




    I also applied for a 200.00 [COLOR=blue! important][COLOR=blue! important]loan[/COLOR][/COLOR]. They took the 19.00 fee and then took 44.00 from my bank account. I have been waiting two weeks and still have not recieved the 200.00 loan.
    When I called the number given, all I get is an [COLOR=blue! important][COLOR=blue! important]answering [COLOR=blue! important]machine[/COLOR][/COLOR][/COLOR]. This is crazy. This company is a rip-off!!!

    Tess
    Topton, Pennsylvania
    U.S.A.






  6. #6
    Join Date
    Nov 2006
    Location
    Boston, MA
    Posts
    413

    Re: payday loans

    Do you really need the money that quickly and can't wait to till your next paycheck? You will pay astronomical interest rates. Plus you put yourself in a real danger of putting yourself in a hole you can't get out of.

    I made this mistake about 11 years ago. If there is any possible way not to do a payday loan you need to.

  7. #7

    Payday Loan Scams

    Watch out for payday loan scams-(Advance Cash USA)-772-934-8008 is trying to scam me out of $300.00 in which I canceled when I read the fine print...they are now calling my personal references with threats saying they are responsible for paying this loan which never took place..When I ask them for proof documents etc. their answer was "it's paperless"..they harass me & my personal references daily!!..Where do I report this?:zx11pissed:
    Last edited by ambassador7; 03-31-2010 at 10:23 PM. Reason: Report Payday Loan Scams

  8. #8
    Join Date
    Apr 2010
    Posts
    1

    Reliance Pay Day Loan

    because i just got approved for a loan and i don't know that i made the right decision .

    it's called Reliance pay day loan
    (link removed by mod)
    your answers are very much appreciated
    Last edited by mumbles; 04-14-2010 at 10:32 PM.

  9. #9
    Join Date
    Jul 2006
    Posts
    7,767

    Re: Help!!! tell me if this company is scam please

    probably too late to ask now. you gave them your checking account information already. you don't know who has it or what they will do.

  10. #10
    Join Date
    May 2006
    Posts
    1,780

    Re: Help!!! tell me if this company is scam please

    Do not pay attention to this spammer. He is here to show off his affiliate link.

  11. #11
    Join Date
    Jul 2006
    Posts
    7,767

    Re: Help!!! tell me if this company is scam please

    uh oh. there could be trouble if a moderator finds out.

  12. #12
    Join Date
    Sep 2005
    Location
    Mars
    Posts
    1,313

    Re: Help!!! tell me if this company is scam please

    Quote Originally Posted by mumbles View Post
    uh oh. there could be trouble if a moderator finds out.
    Why yes, and there are lots of us lurking about.

    Everyone should know the interest rates on those payday loans are exhorbitant. So, unless it is a medical emergency no one with the I.Q. of a head of cabbage would get one.

    Soapboxmom

  13. #13
    Join Date
    Jul 2009
    Posts
    1,127

    Re: Help!!! tell me if this company is scam please

    lol "reliance pay day" i love all these company names mlms use. "liberty" "integrity" alliance4cash lol all that stuff. you think they woulda learned by now and changed the game up a little. i mean, why call your company "get paid friendship blah blah" when you can just come up with a normal name.

    i never trust anybody who actually has to point out they are honest or that id get paid. thats a given, unless your operating a scam and trying to convince people.

  14. #14
    Join Date
    Jan 2011
    Location
    Los Angeles, CA
    Posts
    1

    Payday loan collection scam showing up again

    There's a new scam the IC3 is tracking. This one is a payday advance collection con. The scammers claim to be collecting for an overdue payday loan. Focuses on of this scam contain people who use payday loans. A lot of people who have never taken out a loan are also being targeted. Post resource - Payday loan collection scam victims at risk of identity theft by MoneyBlogNewz.



    Seeing many payday advance collection scams



    It is simple to understand the new payday advance collection cons. In a phone call, an official sounding agency can be who's calling. This may contain the Federal Legislative Department, the FBI or other law firms. Other family member names, your social security number, your account number or even the name of your bank may be known by the caller. They'll ask that you pay with money, check, charge card or use the account on file for a direct debit. Your signature can be requested with a document. It will state that you will "never dispute the debt" being paid.



    Con may be even worse with identity theft involved



    The payday loan collection scam carries several potential risks. You might lose more than just cash in this scam. Identity theft is a significant concern with your information out there like that. Some of the scammers even threaten physical injury. Make sure you protect your identification immediately if this happens to you. All three credit reporting agencies should be contacted immediately. Then, get an alert put on your account immediately. Make sure you let your bank know as well. Your local law enforcement and IC3 are who you are able to file a complaint with.



    Exactly what a payday lender will do for real



    Payday lending is a large risk sometimes. It can be hard to get everything together right. By offering credit products to customers who have little or no credit history, short term credit locations take a big danger. About 20 percent of payday loans end up in default, and personal loan companies have little recourse. A reputable cash advance store, for instance those that operate in Reno, Nevada, might contact you if you default on a payday advance debt. All local and national laws about debt collection can be observed with these calls. Everyone who says they hold your debt might be someone you should ask for verification from or get some follow up.



    Information from



    IC3

    ic3.gov/default.aspx


    Personal Money Store

    personalmoneystore.com/payday-lending-statistics/

  15. #15
    Join Date
    Jan 2011
    Posts
    1

    Payday loans

    Well I have never had to try to get one before recently and so I go on line fill out one application after another they either send me to find out what my credit score is are want me to join a club. So I did not get any help from any of them a waste of time now I have this guy calling me who can't speak english very well saying he is representing a payday loan place and he is going to sue me and have me locked up if I don't send him 500.00 for a loan he said I got in November of 2010. And let me know he has all of my information Social security number and all. So it is not safe I don't owe this but now he has called my job and my family I used for references. Not sure what to do but wanted to let everyone know it is a scam he says he is with a law office but want give you info on who you where suppose to have gotten the loan from.

  16. #16
    Join Date
    Apr 2011
    Posts
    2

    Re: payday loans

    Quote Originally Posted by pcbestill View Post
    Please help, I am looking for a legit payday loans?
    Before deciding to go for payday loans, remember that the high interest rates can push you further into a deeper financial crisis. If you are sure you can handle that, then I will advise you to stay away from payday loan companies which carry out the following activities:

    They tempt you with unreasonable attractive offers
    They charge a very high upfront fee
    They transfer funds over the internet

    You can do an online search and read reviews about the company, be sure to check if the company is BBB accredited. Research is what you need to land up with the right company, no short cuts here.

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