I have a disease called Polymyositis. It is a very disabling disease. I have my doctors support and she has told me that I need to consider myself completely and totaly disabled. Lincoln Financial denied my claim and has stretched out there case by saying their policies state they have 45 days to review my case. I tried to find an attorney to take my case and they state they wont take cases against the company as they drag out the cases in court and never pay. I was told that if I could have picked a scam company out of all the companies out there I hit it on the head. I just wanted to write this here so other people dont pay them premiums and get taken like I have. Pray for their moral change.:shoutingg: