Search:

Type: Posts; User: Judge Roy Bean

Page 1 of 3 1 2 3

Search: Search took 0.05 seconds.

  1. Replies
    5
    Views
    4,748

    Re: ShortSale2Yourself.com

    It's nonsense - i.e.:


    It's not only nonsense, it's plain stupid. They want people to sign a "limited power of attorney" and without being attorneys they claim they will file the documents...
  2. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    If you're being sued, which we have to assume you are, it is probably by someone your original creditors have sold the debts to.

    Understand that this is not legal advice but there is nothing your...
  3. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    They have to do that. A company cannot reach out and touch you themselves - they have to have local counsel in the jurisdiction they sue you in.



    CMS cannot intervene in your behalf without...
  4. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Again, a quick call to one or more bankruptcy shops will get you some more definitive answers.



    It really boils down to your negotiation skills and how much THEY DON'T KNOW. Information is...
  5. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Semper fi, Marine.

    As always, this isn't legal advice but I think you might be confused about some things.

    The creditor's bar lives off of buying debts for pennies on the dollar and then trying...
  6. Replies
    11
    Views
    2,790

    Re: Question for US citizens about loans

    Call the title company that conducted your closing. They should have copies of the documents.

    The Honorable Judge Roy Bean
  7. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    If you can convince an attorney that you were a victim (not a willing participant in the scam) you may have a legitimate tort case against the people that lured you into it.

    Having said that, you...
  8. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Have patience. It took four years before the feds shut down the Wicklines' debt elimination scam and another two to prosecute and convict them. :judges:

    The Honorable Judge Roy Bean...
  9. Replies
    2
    Views
    3,166

    Re: Avoid Theplanet.com

    Your PM box is full.

    JRB
  10. Re: Ripoffreport.com is not helping anyone

    FYI - as far back as 2005 Australia had them pegged:




    :judges:
  11. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Sure it has. And you've got lots of other opportunities for ignorant people in trouble to pay you for other bogus solutions, too. :judges:

    Lame, really, really lame attempt at promoting the...
  12. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Johnny, at the risk of giving you undeserved credibility, a legitimate question has to be asked: What can an alleged "agent" of an organization that is supposed to function on a specious legal...
  13. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Innovis, especially if you've had a mortgage loan that involved Fannie Mae or Freddie Mac. They are tied at the hip to CBC companies.

    If anyone really believes there is such a thing as privacy...
  14. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    They have access to data services that consumers do not. The four major credit reporting firms are just one facet of the information game. If the amount in question is large enough, they will tap...
  15. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Sure. That'll work. :rotz:

    That is, IF (as in really big IF) you don't have anything worth coming after.

    Again (and again at the risk of being redundant) take this lunatic argument to a local...
  16. Re: Loan Modification - The Epidemic by Con Artist

    Let's first understand something - in most mortgage loans that have been securitized (through a REMIC) there really is no such thing as a loan "modification."

    What happens in the vast majority of...
  17. Re: Loan Modification Scams - WARNING

    Another California operation being shut down - United First.

    http://www.legalnewsline.com/news/221867-brown-sues-over-mortgage-foreclosure-scam



    The Honorable Judge Roy Bean...
  18. Replies
    3
    Views
    2,972

    Re: Credit Repair Companies

    There is nothing they can do for you that you can't do for yourself.

    The Honorable Judge Roy Bean
    http://www.loansharks.blogspot.com
  19. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    You make the common mistake that something is actually deleted. It is not. It is simply flagged so that it is not listed on your credit report. This is done so that the "credit repair" scams can be...
  20. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    What in the world is a "proof of a deletion of a Student loan" and how would that be used as an affirmative defense when the collector comes after you with a judgment?

    Come on people, having...
  21. Re: Loan Modification Scams - WARNING

    - FTC Sues loan mod / loss mitigation training scammers:
    usforeclosurepro.com
    trpsloannetwork.com
    freedomforeclosure.com
    10Kpermonth.com
    10Kpermonth.net
    lossmitigationguru.info
  22. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    But I would think in court that these would show that the debt was transferred. I don't see why the credit card company should care as long as they are getting paid. CMS agrees to pay the account off...
  23. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Because that's the way the financial services industry had the laws created.
  24. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Sort of. You simply stopped making the required payments and thought CMS would make them dry up and blow away.


    Almost. Use of the card has ceased but there is still an account - it's still a...
  25. Replies
    14
    Views
    4,833

    Re: How to stop a home foreclosure

    It's simply an example of how nutballs will cut and paste things to give them some air of authority.

    The Honorable Judge Roy Bean
    http://www.loansharks.blogspot.com
  26. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    BS. It would only require someone who is willing to keep desperate victims of other lending schemes from dumping their money into a scam that will only make their situation worse.



    Sure....
  27. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    aroundtheblock - first:



    No, they won't. If you actually try the scheme in court it becomes a matter of public record and if you did try the nonsense in a civil suit you don't want to attract...
  28. Replies
    5
    Views
    7,431

    Re: Wells Fargo Home Mortgage

    The other danger you're about to face is what those overdrafts will do to your credit history. You may not be able to get a checking account at another bank.

    Sue on your own - in small claims...
  29. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Why would Daley/CMS be the first person to contact?

    The Honorable Judge Roy Bean
    http://www.loansharks.blogspot.com
  30. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Your friend is more typical than you imagine. One question - were any of the assistance program offerings in writing or was it all done via the phone? Did he sign anything?

    And has he done...
  31. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    LOL! :judges: Guess it's hard to swallow, but I've been hammering against the squaliformes for years. Scams like Daley's only empower the loan sharks and make it easier to take their victims into...
  32. Replies
    14
    Views
    4,833

    Re: How to stop a home foreclosure

    Prepare to step out on to the slippery slope of the sovereign movement nonsense if you buy into any of that site's theories.

    "Interesting new legal methods" indeed. More like old regurgitated...
  33. Re: Loan Modification Scams - WARNING

    The practice of law is a profession, not an industry and is governed by very specific rules and standards of conduct that have penalties for non compliance. "Mortgage modification companies" that...
  34. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    5/1/2009:

    5/4/2009:

    5/6/2009:

    Answer: Yes.

    The Honorable Judge Roy Bean
    http://www.loansharks.blogspot.com
  35. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    "Commonsense66," your argument has all the proper sounds of validity but you forget a major reality - people who fall for the CMS scam become participants, and the saddest part of it is they paid to...
  36. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Currently, yes, with some exceptions (e.g., the recent Montana Supreme Court ruling).



    Again, that's how the rules were created, and again, I would ask you under what theory of law a customer...
  37. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    And what part of your theory of "renegotiating" has any legal weight if they aren't actually engaged in a bona fide negotiation with the real parties in interest?

    The Honorable Judge Roy Bean...
  38. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    The primary authority rests with the Federal Reserve. The new changes are outlined here:

    http://www.federalreserve.gov/consumerinfo/bcreg20081218a1.pdf

    Rule AA is provided in detail here:
    ...
  39. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    The reason they can get away with it is because that's the way the CC regulations are written and the courts have allowed them to get away with it. Your action in continuing to use the card...
  40. Replies
    13
    Views
    7,520

    Re: Help Save My Home Now!

    Nick, your "mom" does not do loan modifications "on the side."

    Loans can only be modified by the parties legally involved. Third parties have NO STANDING to intervene. Mortgage servicers could...
  41. Replies
    3
    Views
    11,057

    Re: Nationwide Financial Solutions

    Why anyone believes there is a company out there you can pay to help you who has better contacts with mortgage servicers is beyond me, especially if they want your money up front.

    Mortgage...
  42. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Actually ben, that's not true. The executive and legislative branches exert some control on the judiciary, including appointments, elevations and budgets. The judiciary is also purely reactive - it...
  43. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    FIA is part of the trust pool debt left overs from the BofA/MBNA merger. If you go far enough up the food chain, it's BofA.

    The Honorable Judge Roy Bean
    http://www.loansharks.blogspot.com
  44. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Sure, find a pro-bono attorney to defend a participant in a scam; that'll be an easy task.



    You better check my blog before you say something even more ridiculous than that!!!:spin2:

    My...
  45. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    Sure you did.

    FYI, Grossack is smart enough to know that he can't give you legal advice about your case in your state and could be reported to his bar association for doing so. Couple that with...
  46. Re: Is this a legit site: www.foreclosure-shield.c

    My guess is it's yet another data gathering vehicle. Check out their privacy policy.

    These firms cannot do anything you can't do for yourself. Mortgage servicers have no obligation to even...
  47. Re: Loan Modification & Escrowed Monies

    What you heard was utter nonsense. There are few if any laws regulating the myriad of loan modification scams. NEVER pay someone in advance to allegedly help you get your loan modified.

    The...
  48. Re: Mortgage Modifications by Tom Cummings

    While I have no connection to nor experience with Mr. Molinaro or his firm, the advice seems sound, particularly in terms of selecting counsel with experience in the niche of mortgage issues.

    That...
  49. Replies
    13
    Views
    7,520

    Re: Help Save My Home Now!

    Keep in mind the recently implemented program only applies to Fannie and Freddie loans. Most of the abusive subprime loans were not pushed through the GSE's.

    The Honorable Judge Roy Bean...
  50. Replies
    1,400
    Views
    407,577

    Re: CMS and Brad Daley

    FYI for those thinking that the alleged novation process can work with student loans and that your credit can be repaired, consider this in light of the fact that many student loans are made by state...
Results 1 to 50 of 121
Page 1 of 3 1 2 3