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  • 05-25-2016, 02:42 PM

    Re: Medicare Scams To Watch Out For

    Medicare is a governmental program which provides
    medical insurance coverage for retired persons over
    age 65 or for others who meet certain medical
    conditions, such as having a disability.

    Medicare was signed into legislation in 1965 as an
    amendment to the Social Security program and is
    administered by the Center for Medicare and Medicaid
    Services (CMS) under the Department of Human Services.

    Medicare provides medical insurance coverage for over
    43 million Americans, many of whom would have no
    medical insurance. While not perfect, the Medicare
    program offers these millions of people relatively low
    cost basic insurance, but not much in the way of
    preventative care. For instance, Medicare does not pay
    for an annual physical, vision care or dental care.

    Medicare is paid for through payroll tax deductions
    (FICA) equal to 2.9% of wages; the employee pays half
    and the employer pays half.

    There are four "parts" to Medicare: Part A is hospital
    coverage, Part B is medical insurance, Part C is
    supplemental coverage and Part D is prescription
    insurance. Parts C and D are at an added cost and are
    not required. Neither Part A nor B pays 100% of
    medical costs; there is usually a premium, co-pay and
    a deductible. Some low-income people quality for
    Medicaid, which assists in paying part of or all of
    the out-of-pocket costs.

    Because more people are retiring and become eligible
    for Medicare at a faster rate than people are paying
    into the system, it has been predicted that the system
    will run out of money by 2018. Health care costs have
    risen dramatically, which adds to the financial woes
    of Medicare and the system has bee plagued by fraud
    over the years.

    No one seems to have a viable solution to save this
    system that saves many people throughout the country.
  • 08-27-2014, 07:17 PM
    Tammy Henson

    Re: Medicare Scams To Watch Out For

    Well, my experience was a tad different today. I got a call from some dude. He was Mexican & I'm a southern American hick so I couldn't fully understand him. He kept telling me that he's calling to update or validate my medical history. I did confirm my address. Then he asked the names of the other people's name in my home who was covered. That's when I came to a halt. I'm not giving anyone the names of my kids & said as such. I would ask a question & he would keep on talking. I finally just said, HUSH. I need you to Shut up a minute. I said why do you need to update it? He never really gave me a full understandable answer. I said OK. What company are you working for? He said Blue-Cross Blue-Shield. I said I don't have that anymore. Then a woman came on the phone & she too was Mexican. When she started talking, I just out & out said "I don't understand you either. I guess she got aggravated with me because she transferred me back to the 1st idiot. I bet he said "this is so & so at this address", could you agree to that? I said no. I'm not agreeing to anything. I said why are you doing this? Again I asked what company he worked for & he said Medicare the 2nd time. I said I don't have Medicare & he said thank you & hung up. 1 minute later he called back. So, I asked this time what was the purpose of this update. He said he had 3 complaints from Texas. Of course he said Texas because I verified I was from Texas. I said from who. He never answered that one. He said he talked with a man from here who told him to call my number back & ask for Tammy Henson. The, I knew he was full of kahkah cause my husband is out of town & has been for about a week. I asked him several times to mail the forms explaining what he needed & he would keep coming back "I just need you to update this." So, I finally told him, "I tell you what, I'll call my husband & ask if he gave you my name & phone number. If he says yes, I'll give you whatever information you need." I told him to call back in 20 minutes. Obviously, since I'm on a scam site, my husband said no way did he do that which I knew he wouldn't do that because he handles EVERYTHING. I'm just a stay at home mother & he handles anything 'complicated' except these complicated kids. lol. Needless to say, 20 minutes later he didn't call back. For anyone that reads this, the number they called from was:

    646-524-6575 from New York, NY

    When I tried to return a call to this number, it went to a quick busy signal. It wasn't like your normal busy signal. Anyways, I've been looking for anyone else who has experienced this as well but haven't found them yet. Thanks for letting me vent.
  • 11-29-2012, 09:38 AM

    Medicare Scams To Watch Out For

    The Better Business Bureau (BBB) has received calls from consumers who appear to be the target of a Medicare scam. Consumers state that the caller offered to send them new Medicare cards, including ones that offered extra benefits, and then asked for the name of their bank. They often pose as nice tele-agents that will spend a little extra time with nice formalities.

    Frank Cilona, BBB chief executive officer, warns that callers may have limited information about the person that's easily obtained from public databases so that they make the call seem legitimate. When you start to question their authority
    they quickly will become a little abrasive to make you feel uncomfortable

    The BBB offers the following advice when dealing with such calls:

    Medicare, Medicaid and the Social Security Administration will not call to update information or issue a new card. Those who receive such calls should hang up and report it to the Centers for Medicare and Medicaid Services.

    The majority of the Medicare related scams involve some form of identity theft. Personal information should not be given to unknown callers who request it.

    If unsure if a call is legitimate, hang up and verify by calling the agency or checking with the Better Business Bureau.

    Some other forms of Medicare fraud that cost taxpayers billions of dollars a year include:

    A health care provider or supplier bills Medicare for services or equipment the client never received.

    Someone uses another person's Medicare card to get medical care, supplies or equipment.

    Someone bills Medicare for home medical equipment after it has been returned.

    A company offers a Medicare drug plan that has not been approved by Medicare (calling seniors under the pretense of enrolling them in a drug plan is another common identity theft scam).

    A company uses false information to mislead you into joining a Medicare plan.Consumers are urged to contact the Better Business Bureau to check on a company or charity or file a complaint at or calling 1-800-362-0494.

    It is absolutely disgusting that people prey on older people and wipe out their life savings. These scammers need to be hunted and taken out.

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