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  • 04-12-2016, 05:34 AM
    CurtisEvex

    nevermind

    nevermind
  • 02-24-2016, 02:01 PM
    Sassysmith11

    Re:baseball_fan

    Question I read your posting, however I don't see anywhere that you stated that you would post your pay check. Can you please do that. I am on the 3 interviewing process and would like to know what you are saying is in facthe not a scam
  • 06-23-2014, 08:44 PM
    tericol

    Re: New look on American Income Life - This is NOT a scam!

    Quote Originally Posted by borisf96 View Post
    Please move it to a spam thread.
    I saw the scam of AIL and warn others from doing business with this company. My son quit his money earning job in Washington state to go after what was suppose to be a dream job. He was supposedly hired on as a manager, but had to do the without pay training which he was more than willing to do because he actually believed these people were honest. There is NOTHING honest about the company or people at AIL! Well, he did the training on line, took the state exam to sell insurance, traveled out of state for more training. However, he has yet to be paid for premiums he upgraded, so the old manager, Andrew, of the Tacoma office and the new manager, Stefan, of the Tacoma office basically ripped him off. Oh, he can see the premiums upgrades he did, but no one in the so called company seems to care. I should add that the new manager of the Tacoma office, Stefan, told him he can start work under him, but he would have to do the training all over, so what does that add up to, RD putting in more hours to sell the company only for them to steal from him again!! What a joke; no SCAM!!! If you're interested in a job that pays you nothing for your long hours of serious and diligent work, then look up AIL because that's exactly what you get NOTHING!!!!!!
  • 02-21-2014, 03:06 PM
    qwerick

    Re: American Income Life is Not a Scam

    Quote Originally Posted by vega21 View Post
    Said it in the past will say it again. Leaving AIL with my dignity at the time I did was the best thing I ever did. Didnt look back got myself a great job, got money in the bank and drive a luxury vehicle. AIL is a scam had I not gone through the process myself I wouldnt have believed it but I was young, fresh out of College and very naive.
    The unfortunate thing is that the Insurance industry can be very lucrative and is for the most part a professional, positive place to have a career. When new graduates get conned into working at AIL, it usually means that they look to other industries and never consider trying another insurance company or broker. That's a shame because we loose both ways, the employers in the industry loose potential high performers, and the graduates may never realize the great potential.
    I was at AIL for a number of years, moved into management and got tired of the endless recruiting, and the way the company conned agents.
    I now have a management career where I have an income of close to $200,000 as well as company car, expense account, pension, stock options and all the other perks. It would not have happened had I not worked at AIL.
    However, the company needs to change and pay it's agents in an ethical honest way, and stop talking about 6 figure incomes. Some do make it that far but with a turnover rate of 95% only about the top 2% ever make that level The average annual income is less than $30,000. You can make as much as a manager at Mcdonalds (and get benefits).
  • 11-20-2013, 04:21 AM
    clubpenza

    Re: American Income Life is Not a Scam

    I stopped back to follow up with wghholtrad about something.

    livescore ibc
  • 01-23-2013, 12:39 PM
    vega21

    Re: American Income Life is Not a Scam

    Said it in the past will say it again. Leaving AIL with my dignity at the time I did was the best thing I ever did. Didnt look back got myself a great job, got money in the bank and drive a luxury vehicle. AIL is a scam had I not gone through the process myself I wouldnt have believed it but I was young, fresh out of College and very naive.
  • 09-23-2012, 10:37 AM
    qwerick

    Re: American Income Life is Not a Scam

    Quote Originally Posted by zepphead View Post
    Yikes, you folks can be some real aggressive hound dogs on here! I stopped back to follow up with wghholtrad about something (which I'm 100% sure you will read) and saw your reply. Maybe I'm wrong but I think wghholtrad and I parted as friends last week....perhaps you and I can do the same?

    Honestly, I really just surfed here. Count me in the 1%, I guess! I actually tried to find my pathway in my history, but it's not there anymore. Anyway, if I remember correctly, I googled something that eventually lead me to that pic, which lead me to this thread. It definitely started with that pic, not AIL in any way, shape or form.

    I just wanted to deliver the possibility of a fresh look in regard to that pic, I really had no other intentions. But I have always been somewhat of an aggressive personality and I definitely enjoy sticking-up for myself (don't we all? we all should...) so when wghholtrad "bit back" initially, I found myself getting a bit more involved in all this than originally intended....and now even more so, especially since I'd still like to contact wghholtrad on behalf of a friend!

    What can I say, sometimes I like to indulge in mindless dribble....and I'm a night owl who has never needed too much sleep, so I have my free time late nights (it's after 1:30 am now), thank you very much!

    Just an FYI, I am actually in the Recruiting/Staffing industry. BUT my focus is and always has been Engineering, Manufacturing, Accounting/Finance, and Info Tech. NEVER insurance related searches. I do know a bit about insurance, I suppose mainly due to the fact that I'm not a total moron, have some family/friends in the biz, and I'm smart enough to insure my own life and my possessions....I hope we all are at least that smart!

    So believe me or don't, that's all up to you in the end anyway. Now, I digress, and may we part as friends, qwerick?

    I'll do my part to reach that end.....peace and love, my friend!


    So did you also just surf onto the other AIL thread to defend this picture? I again call Bull****!
  • 08-31-2012, 08:39 PM
    formeraillouisianaagent

    Re: American Income Life is Not a Scam

    Quote Originally Posted by wghholtrad View Post
    You will make a shining example of AIL leadership. For you it is not important to do the right thing, to achieve, or to help others, success to you is getting the opportunity to say screw you to anyone that you feel slighted you. Yes, you should be a top executive in no time with that moral compass.
    Well said. And what type of scum would proudly flip off their families, friends, co-workers, etc., like that anyway? AIL scum, that's who.
  • 08-30-2012, 06:12 PM
    wghholtrad

    Re: American Income Life is Not a Scam

    Here is a link for a FTC conference discussing employment scams. Anyone who has undergone AIL recruiting can identify many similar practices between the convicted scams artists and AIL recruiting. Judge for yourself.
    http://www.ftc.gov/opa/videos/bottomdollar/index.shtm
  • 08-10-2012, 12:49 PM
    wghholtrad

    Re: American Income Life is Not a Scam

    Quote Originally Posted by zepphead View Post
    Hi wghholtrad, remember me? How could you forget, right? Anyway, I stopped back to reach you on behalf of a friend and found myself a little caught up with qwerick! (Please see above).

    Well, I read your last reply and I definitely appreciate your intentions on this thread, but I didn't feel the need to reply any further. Mainly, since it seemed we finally landed on the "same page" and were able to part as friends, or at least not enemies. I didn't think I'd ever be back, but alas, here I am!

    So here's what's up. I was talking with one of my friends, he is in the insurance industry working as an agent for many, many years. Few different companies as far as I know, but NEVER AIL! Thank goodness, it seems.

    I spoke with him only a day or two after our correspondence on here last week, so this stuff was kinda fresh in my mind still. I made a brief mention of this pic I had seen, and the company, and this outstanding thread, and how things got a bit carried away between you and I. (No name calling, don't worry!)

    He told me he's definitely aware of AIL, he has heard both positive and negative about the company, but then quickly made mention to the fact that he seems to always hear positive and negative about nearly all insurance companies (it's also his opinion that you just kinda have to work for a company and see for yourself how it's run, if you don't like it, leave)....but he had never heard anything in regard to the scams, at all, and that surprised him. So I directed him to this thread and changed the subject thinking that would be that.

    Well, he called me back within the next day or so, mainly because he also enjoyed what he had read. We got to talking about it all again and he had some questions that he wanted to see if I could contact you about. He doesn't have as much "spare time" (see above, all in good fun, qwerick!) as I do and usually keeps "normal" hours of awake vs. sleep, plus he said he felt it would be weird to just interject himself into all of this with you not knowing him from Adam. So he asked me to do it, and being the great friend I am, I said, "OK".

    His thoughts/questions were these:
    He said yours seem to be very honest opinions coming from someone who actually used to work at AIL for a considerable length of time.

    1) But how long ago were you affiliated with that company? (sorry if you mentioned that in one of these posts, but he and I could not recall any prior mention of that)

    His thoughts were that maybe things had improved/changed since your time there, or maybe it's just a location/region/agency thing. From the posts, it is obviously spread out a bit, but he found it unlikely that it was going on in all the states and agencies in which they are located.

    2) How can they get away with it?

    My friend filled me in a bit about the regulation of the industry, what with commissioners, state regulation, federal regulation, IRS involvement, etc....I definitely learned a thing or two, and that intrigued me and helped make me willing to contact you on his behalf. Anyway, if AIL is a scam, is it a LEGAL/LEGIT scam? Or did they find some sort of loop-hole that keeps them from being fined/investigated and allows them to be overlooked? Are AIL corporate and state/federal officials being "paid-off" or something? I mean, he said he's aware of some "shady-ness" in the industry, but nothing to such a seemingly large and total degree.

    Honestly, I think my friend is looking for some type of salvation/good to find in all of this ("it's not THAT bad" kinda thing, ya know), it is his industry and passion, after all, and he definitely wasn't keen on AIL representing it that way.

    So there you have it. Thanks in advance for your time to respond and take good care!
    I left several years ago, however nothing has improved. Turnover is still 95% of newly contracted agents within 6 months, 98% within 1 year. I am currently contracted with over 100 carriers and the contracts that I offer agents range from70% of target on the low end to 105% on the high depending on the carrier. Compare that to the 40% initial contract for AIL. My carriers pay renewals for either 10 years or policy lifetime, AIL has renewals vesting at 10% per year for 10 years, non-vested renewals revert to AIL (thus turnover). For this terrible contract agents are required to pay union dues, however they never see a union representative. This is all ethically reprehensible but not illegal. Illegality starts with the bogus income and renewal claims made during recruiting, these are easily disproved by examining the Torchmark (parent company) financial statements the show declining average agent sales and therefore commissions over a several year period. The second quarter statements show average agent commissions of about $3000 for the quarter, under $300 per week before the agent pays expenses. The FTC is responsible for prosecuting bogus recruiting claims, last year they prosecuted dozens of schemes similar to AIL.

    The agent contract enrolls you in Office and Professional Employee Union which represents employees. The contract specifically classifies the agent as an independent contractor. AIL then illegally directs the agents time by requiring certain work hours and attendance at meetings. Prosecution for these illegalities is the responsibility of both the FTC and the IRS. AIL understands they might be prosecuted and has financially, politically, and legally lobbied to avoid this possibility.

    Besides the $100,000 monthly union dues paid by agents, they are also enrolled in "voluntary contributions" which are used by the union political action fund. Union dues and voluntary are deducted from the agents' renewals (the back end) and shown on the ledger statement which is not widely distributed to agents and never explained as virtually no agent or manager, and few SGAs understand the statement. Managers and SGAs are pressured to contribute large amounts in political contributions. The legality of this entire scheme is questionable.

    This entire recruiting scam is possible because potential recruits are fed a bunch of lies, often by recruiters that don't know and sometimes maliciously. Managers are paid higher overrides on agents contracted less than 6 months, and only earn bonuses when the have a certain amount of newly recruited agents (thus turnover). SGAs receive both a higher override on agents contracted less than 6 months, and they are financially penalized for not meeting recruiting quotas (thus turnover).

    The newly recruited agent is normally trained by agents or managers with less than 1 year at AIL and usually in the industry, because of the extreme turnover. This is the blind leading the blind, trainers do not know the industry, do not know AIL, do not know the products, and do not know the union contract or any of the advance reports, quality reports, or the general ledger. This is truly a situation of the blind training the blind. This mess culminates with the new agent leaving within a few months frustrated by the absence or incorrect information streaming from AIL.
  • 08-06-2012, 02:28 AM
    zepphead

    Re: American Income Life is Not a Scam

    Quote Originally Posted by wghholtrad View Post
    Well, when a reader considers these posts I think the bona fides of the poster are important elements to weigh. I was contracted with AIL for over 6 years, went to 5 conventions, and earned dozens of bonuses and awards. I left because I was lied to on a constantly by AIL corporate executives. During my contracted period I saw the revision of contracts and attitudes to restructure the organization for constant turnover. The reason for this is that the union contract that is touted by AIL, actually the worst in the industry, allows for a unique vesting of renewals which refunds non-vested renewals to AIL. Thus AIL transitioned to a recruiting scam where false income and renewal claims, together with inadequate training lead to early disillusionment of new recruits, 95% terminate within 6 months 98% within 1 year. All of these renewals are not vested and revert to AIL. The terrible contract that I referred to also requires union membership and monthly dues (about $20). As AIL claims over 5000 currently active agents, that means dues amount to over $100,000 monthly but agents never meet a union representative and no union business is ever discussed with them. In addition the the awful contract has a voluntary contributions authorization to allow further contributions to the union political fund. Managers are required to maintain union membership by denied any representation, in the case that someone uncovered a union representative. There are several questions raised in all of this, agents are independent contractors by the contract but the OPEIU represents employees, SGAs and managers are not represented by the union but are bullied to contribute substantial amounts to the union political action fund, Roger Smith is AIL CEO but raises and distributes union political action funds.

    AIL benefits from turnover, oversees a union which collects dues and political contributions from agents that never see a union representative, and managers which are not entitled to representation. SCAM.
    Hi wghholtrad, remember me? How could you forget, right? Anyway, I stopped back to reach you on behalf of a friend and found myself a little caught up with qwerick! (Please see above).

    Well, I read your last reply and I definitely appreciate your intentions on this thread, but I didn't feel the need to reply any further. Mainly, since it seemed we finally landed on the "same page" and were able to part as friends, or at least not enemies. I didn't think I'd ever be back, but alas, here I am!

    So here's what's up. I was talking with one of my friends, he is in the insurance industry working as an agent for many, many years. Few different companies as far as I know, but NEVER AIL! Thank goodness, it seems.

    I spoke with him only a day or two after our correspondence on here last week, so this stuff was kinda fresh in my mind still. I made a brief mention of this pic I had seen, and the company, and this outstanding thread, and how things got a bit carried away between you and I. (No name calling, don't worry!)

    He told me he's definitely aware of AIL, he has heard both positive and negative about the company, but then quickly made mention to the fact that he seems to always hear positive and negative about nearly all insurance companies (it's also his opinion that you just kinda have to work for a company and see for yourself how it's run, if you don't like it, leave)....but he had never heard anything in regard to the scams, at all, and that surprised him. So I directed him to this thread and changed the subject thinking that would be that.

    Well, he called me back within the next day or so, mainly because he also enjoyed what he had read. We got to talking about it all again and he had some questions that he wanted to see if I could contact you about. He doesn't have as much "spare time" (see above, all in good fun, qwerick!) as I do and usually keeps "normal" hours of awake vs. sleep, plus he said he felt it would be weird to just interject himself into all of this with you not knowing him from Adam. So he asked me to do it, and being the great friend I am, I said, "OK".

    His thoughts/questions were these:
    He said yours seem to be very honest opinions coming from someone who actually used to work at AIL for a considerable length of time.

    1) But how long ago were you affiliated with that company? (sorry if you mentioned that in one of these posts, but he and I could not recall any prior mention of that)

    His thoughts were that maybe things had improved/changed since your time there, or maybe it's just a location/region/agency thing. From the posts, it is obviously spread out a bit, but he found it unlikely that it was going on in all the states and agencies in which they are located.

    2) How can they get away with it?

    My friend filled me in a bit about the regulation of the industry, what with commissioners, state regulation, federal regulation, IRS involvement, etc....I definitely learned a thing or two, and that intrigued me and helped make me willing to contact you on his behalf. Anyway, if AIL is a scam, is it a LEGAL/LEGIT scam? Or did they find some sort of loop-hole that keeps them from being fined/investigated and allows them to be overlooked? Are AIL corporate and state/federal officials being "paid-off" or something? I mean, he said he's aware of some "shady-ness" in the industry, but nothing to such a seemingly large and total degree.

    Honestly, I think my friend is looking for some type of salvation/good to find in all of this ("it's not THAT bad" kinda thing, ya know), it is his industry and passion, after all, and he definitely wasn't keen on AIL representing it that way.

    So there you have it. Thanks in advance for your time to respond and take good care!
  • 08-06-2012, 01:33 AM
    zepphead

    Re: American Income Life is Not a Scam

    Quote Originally Posted by qwerick View Post
    Just wondering how you came to be on the "american income" thread? It seems that 99% of respondents are either past employees with a beef or current ones defending the company. Even more curious is that someone, with no affiliation or knowledge of the Company, would take the time to engage in multiple posts defending Simon's picture.
    You must have a lot of spare time on your hands!
    Yikes, you folks can be some real aggressive hound dogs on here! I stopped back to follow up with wghholtrad about something (which I'm 100% sure you will read) and saw your reply. Maybe I'm wrong but I think wghholtrad and I parted as friends last week....perhaps you and I can do the same?

    Honestly, I really just surfed here. Count me in the 1%, I guess! I actually tried to find my pathway in my history, but it's not there anymore. Anyway, if I remember correctly, I googled something that eventually lead me to that pic, which lead me to this thread. It definitely started with that pic, not AIL in any way, shape or form.

    I just wanted to deliver the possibility of a fresh look in regard to that pic, I really had no other intentions. But I have always been somewhat of an aggressive personality and I definitely enjoy sticking-up for myself (don't we all? we all should...) so when wghholtrad "bit back" initially, I found myself getting a bit more involved in all this than originally intended....and now even more so, especially since I'd still like to contact wghholtrad on behalf of a friend!

    What can I say, sometimes I like to indulge in mindless dribble....and I'm a night owl who has never needed too much sleep, so I have my free time late nights (it's after 1:30 am now), thank you very much!

    Just an FYI, I am actually in the Recruiting/Staffing industry. BUT my focus is and always has been Engineering, Manufacturing, Accounting/Finance, and Info Tech. NEVER insurance related searches. I do know a bit about insurance, I suppose mainly due to the fact that I'm not a total moron, have some family/friends in the biz, and I'm smart enough to insure my own life and my possessions....I hope we all are at least that smart!

    So believe me or don't, that's all up to you in the end anyway. Now, I digress, and may we part as friends, qwerick?

    I'll do my part to reach that end.....peace and love, my friend!
  • 07-30-2012, 12:38 PM
    qwerick

    Re: American Income Life is Not a Scam

    Quote Originally Posted by zepphead View Post
    You are quite welcome.

    In regard to AIL, I have very limited knowledge, aside from what I am able to gather from these posts, of which I read nearly all (quite entertaining). I'm sure some may be accurate while others are not nearly.

    I have never met Simon Arias, I only know about him what I have read in these posts; again, I'm sure we have both accurate and inaccurate statements made in his regard.

    In regard to the insurance industry, I know what I have learned through the course of my life insuring my assets with different companies at different times. And I'm sure not everything I think is true actually is!

    My comments amount to exactly whatever the reader takes from them after THINKING about them for a moment, something else that will no doubt vary greatly. But, after all, making others THINK was my intent in the first place! So glad we are finally on the same page. And Rorschach is a great way to describe it, if you like, because that would imply that most readers might actually use some psychological brain power with which to THINK!
    Just wondering how you came to be on the "american income" thread? It seems that 99% of respondents are either past employees with a beef or current ones defending the company. Even more curious is that someone, with no affiliation or knowledge of the Company, would take the time to engage in multiple posts defending Simon's picture.
    You must have a lot of spare time on your hands!
  • 07-28-2012, 06:54 PM
    wghholtrad

    Re: American Income Life is Not a Scam

    Quote Originally Posted by zepphead View Post
    You are quite welcome.

    In regard to AIL, I have very limited knowledge, aside from what I am able to gather from these posts, of which I read nearly all (quite entertaining). I'm sure some may be accurate while others are not nearly.

    I have never met Simon Arias, I only know about him what I have read in these posts; again, I'm sure we have both accurate and inaccurate statements made in his regard.

    In regard to the insurance industry, I know what I have learned through the course of my life insuring my assets with different companies at different times. And I'm sure not everything I think is true actually is!

    My comments amount to exactly whatever the reader takes from them after THINKING about them for a moment, something else that will no doubt vary greatly. But, after all, making others THINK was my intent in the first place! So glad we are finally on the same page. And Rorschach is a great way to describe it, if you like, because that would imply that most readers might actually use some psychological brain power with which to THINK!
    Well, when a reader considers these posts I think the bona fides of the poster are important elements to weigh. I was contracted with AIL for over 6 years, went to 5 conventions, and earned dozens of bonuses and awards. I left because I was lied to on a constantly by AIL corporate executives. During my contracted period I saw the revision of contracts and attitudes to restructure the organization for constant turnover. The reason for this is that the union contract that is touted by AIL, actually the worst in the industry, allows for a unique vesting of renewals which refunds non-vested renewals to AIL. Thus AIL transitioned to a recruiting scam where false income and renewal claims, together with inadequate training lead to early disillusionment of new recruits, 95% terminate within 6 months 98% within 1 year. All of these renewals are not vested and revert to AIL. The terrible contract that I referred to also requires union membership and monthly dues (about $20). As AIL claims over 5000 currently active agents, that means dues amount to over $100,000 monthly but agents never meet a union representative and no union business is ever discussed with them. In addition the the awful contract has a voluntary contributions authorization to allow further contributions to the union political fund. Managers are required to maintain union membership by denied any representation, in the case that someone uncovered a union representative. There are several questions raised in all of this, agents are independent contractors by the contract but the OPEIU represents employees, SGAs and managers are not represented by the union but are bullied to contribute substantial amounts to the union political action fund, Roger Smith is AIL CEO but raises and distributes union political action funds.

    AIL benefits from turnover, oversees a union which collects dues and political contributions from agents that never see a union representative, and managers which are not entitled to representation. SCAM.
  • 07-27-2012, 07:16 PM
    zepphead

    Re: American Income Life is Not a Scam

    Quote Originally Posted by wghholtrad View Post
    So if I understand you, you have no specific knowledge or experience with AIL, you have no specific knowledge or experience with Simon Arias and you have no significant industry knowledge. Your comments amount to Rorschach test results on a picture you saw posted here.

    Thanks for your input.
    You are quite welcome.

    In regard to AIL, I have very limited knowledge, aside from what I am able to gather from these posts, of which I read nearly all (quite entertaining). I'm sure some may be accurate while others are not nearly.

    I have never met Simon Arias, I only know about him what I have read in these posts; again, I'm sure we have both accurate and inaccurate statements made in his regard.

    In regard to the insurance industry, I know what I have learned through the course of my life insuring my assets with different companies at different times. And I'm sure not everything I think is true actually is!

    My comments amount to exactly whatever the reader takes from them after THINKING about them for a moment, something else that will no doubt vary greatly. But, after all, making others THINK was my intent in the first place! So glad we are finally on the same page. And Rorschach is a great way to describe it, if you like, because that would imply that most readers might actually use some psychological brain power with which to THINK!
  • 07-27-2012, 01:45 PM
    wghholtrad

    Re: American Income Life is Not a Scam

    Quote Originally Posted by zepphead View Post
    Why would you assume that I do now/have before/or ever will have anything to do with AIL personally? Or the insurance industry for that matter? And why would you assume to know me and the things I consider moral?

    I posted a comment in regard to an amazingly entertaining thread on the internet.....something called an OPINION. It was an attempt to make people think outside the box, something kinda rare these days.

    I expected a reply from you though, wghholtrad. You have replied to every person that has even remotely defended AIL in any way, shape, or form. You are on top of this for sure; you are bashing that company like the world is going to end and it's your full-time job to do so.

    I'm sure you have noticed that there are negative "scam-like" threads on here in regard to many insurance companies, and if you ask me, there probably should be about most or even all of them. From what I know about it, it is not too friendly an industry in many different ways, but I've come across some very good people involved in it as well, some of my family members included. But I think you can likely say this in regard to any industry in this country. Good and bad, positive and negative. We seek perfection, but rarely, if ever, achieve it.

    I think you should use that pic to motivate yourself to move on and maybe find a new hobby.....unless this website is paying you to cover this "story" so exclusively. If that's the case, then go get 'em tiger!

    Oh by the way, you may have heard of Michael Jordan before. In a speech he made for an accolade he received (I think it was his acceptance speech into the NBA Hall of Fame, actually) he took the time to thank his family, coaches, etc, of course, but he actually focused his efforts on thanking those that told him he'd never make it, wasn't good enough, etc. Because they MOTIVATED him to do better.

    Now obviously, this Simon Arias chap and his buddies chose to convey that message in a much different manner, and I agree that there would definitely be better ways to go about doing so. I simply wanted to make a point that maybe that picture isn't meant to convey exactly what people are gathering from it out of context. And it surely should not be made to reflect all of AIL's employees/agents. But it is found in the context of this harshly negative thread about that company, so perhaps we should expect there to not be much "thinking outside the box" about the whole thing.

    Anyway, in regard to the pic, I feel that maybe I am just able to take something negative (like the middle finger) and turn it into something positive (like a motivational message to others). If it hurts your feelings or makes you angry, you are taking things waaaay too seriously.

    If someone tells me something negative (like I can't do it), I turn it into something positive (such as extra motivation to achieve it). I find that approach very hard to argue against. Now, how I choose to convey that message is up to me entirely, because it is for my motivation, not theirs. After all, they are trying to DE-motivate me. Just because I was motivated to do better by that pic, does not in any way mean I personally would give others the finger in order to demonstrate that point....you don't know me, so don't pretend to.

    When I concluded my previous post with- "And when I reach that goal, you better be damned sure that finger's gonna be for you." -it was an attempt to convey those words coming from Simon Arias and his counterparts themselves, from their point-of-view, as if they were saying it directly to us through the pic. Because, if you ask me, my opinion is that is exactly what they are saying. It seems I didn't make that clear so I apologize.

    Thank you, and peace and love, my friend. :rain:
    So if I understand you, you have no specific knowledge or experience with AIL, you have no specific knowledge or experience with Simon Arias and you have no significant industry knowledge. Your comments amount to Rorschach test results on a picture you saw posted here.

    Thanks for your input.
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