I answered my own question...
ebay has a discussion board about scams like this
http://forums.ebay.com/db2/forum.jspa?forumID=107
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- "Cathy Banks claims to be "the #1 work at home consultant in NorthAmerica". If this is the case, I would have expected a tireless search on the internet of her name to produce some results. The only listings I received were from her advertisment. Other than that, she does not seem to exist.
- The advertisement is distributed by a company called Chapa Media Inc. Chapa's terms and disclaimers for their subscribers (Cathy Banks, if that's her real name, is one)completely resolve them of any responsibility regarding the adds that they distribute. This alone should send up a red flag.
- The disscussion page from ebay, refered to above, outlines a scam by which unsuspecting persons list items on ebay, using their personal accounts, for third party customers. They are, in fact, paid for these listings to start with. Things, however, quickly turn sour when the items listed are not delivered.
- The upshot of this is that the company that pays you $5 per listing receives the "clean money" from the auction, and your credit card, which is listed in your personal ebay account, gets backcharged for the price of the item when the innocent ebayer demands their money back. By the time you try to contact your employer, they are long gone.
- I can not say for sure that this is one of those scams, but any company that claims that they can make you rich, regardless of the fact that you have no skills, is yanking your chain big time. Good luck all."
It makes sense now. If it sounds too good to be true... well, you know the rest!
I'm glad this website is here. I thought I was smart, reasonable, and skeptical enough not to fall for these things, but I guess I just don't think with a criminal's mind.