Care One Credit Counseling.... legit? or scam??
Okay so I am in a horrible situation right now. I'm a young single mom, living along and for the last 3 months I've been job less. After losing my job a while back I've been constantly looking for a new one all summer, finally i got one. The thing is, over the the last 3 months I haven't been making my credit card payments now I'm completely over my head in credit card debt! It's gotten to the point that I owe about 1200 a month memium! I do not have that kinda of money. So i decided to finally give up on trying to talk down the debts with my credit card companies and try to do a debt consolidation. Care One said I'd only have to pay 150 a month, for basically the next 5 yrs. Thats a long time, but I have no other options. It all sounds fine to me, I'm just concerned I'll be giving 150 dollars to them every month and it be some big rip off. They're going to contact me in two weeks to start this whole process so in the mean time I need help ASAP! Anyone know for sure if this is legit?? please let me know!