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  #1  
Old 06-18-2008, 02:15 PM
HOOK HOOK is offline
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Join Date: Jun 2008
Posts: 12
EPAY CARD SCAM epayarea.com

To: support@epayarea.com
Date: Wed, 04 Jun 2008 23:00:58 -0400



EPAY CARD SCAM

The below letter was sent to Epay Inc a debit card and virtual credit card service company incorporated and operated out of Panama. Epay uses the web site www.epayarea.com and www.epay.vg to sell and process their cards online. The below letter was sent by email to them after several exchanges of emails between them and myself where they did the usual threatening me with law suits if I said anything bad about their operation but never offered to return the money the stole. Such behavior only increases my interest to expose such behavior. I am currently writing a web site to fully expose Epay Inc that will go operational after July 7th 2008 if epay has not returned my stolen money. I have given epay until then but wanted to get some of the information out hopefully to prevent others from falling prey to their behavior.
================================================== ========
To: support@epayarea.com
Date: Wed, 04 Jun 2008 23:00:58 -0400


After reviewing this entire incident I find it even more bizarre and incredible than the first time through so I will review it for epay for the web site that will be necessary. Your current emails state that your support service operates 7 days a week and it gives replies within 24 hours. I find this amazing when considering that if your customer service was so efficient that it did not in the alleged past 6 months know that there was a problem with their monthly card fees on my card. I originally picked epay because the company in my opinion was annal retentive (in a good way) and if there were any problems with the core epay account or it's associated cards that I would be informed by the internal message system within their web site and most assuredly when I purchased a card statement. This has proven to be a mistake on my part as I was deceived as I am sure others have into believing that epay was actually on top of their business. A close friend in Europe warned me after the virus/hacker debacle experienced by epay in 2007 to get my money out of the company that there were more potential problems to come. I said I would stay to see if they had learned anything, which turned out to be a mistake.

As of the March 17th statement there was $3736.30 USD credited to my account and no indication that anything was wrong nor was there any messages regarding any problems on my message board within my account. The proper Venue for first line of communication should have been my internal message board not external emails. Epay claims that they sent emails to my regular email account which is a Hushmail account and that they all “bounced back”. I find it incredible that epay did not use their own internal secure message system and secondly they used and external email where their emails as they claim continuously bounced back and they did nothing about it nor did this not raise a reg flag. A responsible company would have (1) Sent all communication regarding any deficiency or problems or suspicious activity regarding the card or the core account immediately by way of the internal account message board. (2) If there was no response then the next step for a responsible company would be to try contact by an external email. If there was a “bounce back” as epay claims then this should have raised even more concern which should have moved them to step 3. (3) If the previous two methods failed epay should have picked up the phone and called the phone number on recorded to let me know there was a problem which of course they did not. The phone number has since yesterday been deleted by me from my records to prevent any harassment by epay in what looks to be a future confrontation. (4) If the previous 3 choices had not proved successful then there should have been an immediate letter sent to the address on record informing me of a problem which epay did not do. Again my address which was correct was deleted yesterday to prevent any harassment by epay in what looks to be a future confrontation.

Altering preexisting financial documents is a crime of Fraud in any civilized society I know of. The March 17th statement had no indication of any problems and yet the June 2nd showed 27 fraudulent $70 charges that was an alteration of the March 17th statement . If epay or it's card company had found any discrepancy in the account and the above fore mention contact methods had failed the proper legal way to handle such a problem would be to block off the amount funds on the card itself equivalent to the normal monthly charges the company claimed where not paid. What epay and their card company saw was an account with money in it that could be raided and cleaned out in short order by making up some fictitious charges. So once a week as the June 2nd statement shows epay and it's card company stole $70 USD from my account for 27 times which is blatant Fraud and Theft. They did this all with out saying one word to me. Epay claims to have sent me emails in the past but that they “bounced back”. I use hushmail.com which is a secure email system that filters out incoming suspicious spam type mail. It would only take one individual with two brain cells to rub together to figure out that my email views their email as a suspicious spam or Fraud and threw it in the trash. If the proper procedures had been followed the communication would have been done internally where I would have found it.

This entire episode was do to incompetence by epay for not doing their job which turned into an opportunity for someone in their card company to steal the money out of my account using 27, $70 rapid charges to empty my account. The end truth of this all is the money in my account belonged to me and epay in collusion with their card company stole the money. I have seen some very strange and illegal behavior in my many years investing offshore but this rates near the top in boldness of a rip off scam.

THIS IS EPAY'S FINAL OFFER TO END THIS ILLEGAL BEHAVIOR
Epay will return all $70 charges stolen from my account. The alleged 6 monthly standard card fees for card may be taken from this balance. The remaining balance will be returned to the e-gold account where the money originated from. Failure to do so will result in a detail presentation of the above theft of money on a special web site devote to epay. In addition to this incident my previous exploits with epay regarding the virus/hackers who invaded your system last year and took over my personal account and emptied it. That will be a fascinating read for your future potential customers . I will also encourage other victims of epay to send in their stories to be included into an on going account of epay's behavior. You can return my stolen money and put an end to this and we will go our separate ways with nothing else said or you can watch your business be destroyed. If this process starts you will not only pay for the money stolen but all fees and expenses for the running and maintaining of this and additional sites year after year. The $1890 plus dollars means little to me. What is important and what would always bother me is if I let someone rip me off and get away with it. I have the resources and time to bring epay down, the choice is yours.

I will be leaving for vacation to a remote location shortly where there are no computers. When I return on the 7th of July and my stolen money is not in the e-gold account I will start the process to expose epay with out further delay or contact. There will be no further discussion or debate on this incident, The choice is yours. Return the stolen money or pay the price.


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  #2  
Old 06-18-2008, 02:19 PM
HOOK HOOK is offline
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Join Date: Jun 2008
Posts: 12
Re: EPAY CARD SCAM epayarea.com

SCAM DEBIT CARD COMPANY

Epay Inc www.epayarea.com or wwwepay.vg

It is very sad that companies like Epay Inc www.epayarea.com turn into scam rip off companies. There is really no need for it if they had just stuck to the basic good business practice of remembering that they work for the customer and if the customer is treated well and protected then the customer will be there for the long term to grow the business. I believe what happens is that they start off with possible good intentions but due to the lack of either financial experience or lack of experience dealing with customers on an international level get themselves into trouble. Their solution is to start to steal from their customer's accounts by fabricating up some mysterious extra charges so they can empty the customers account with. In some cases the scam company will without embarrassment just take the money and ignore the customer's repeated contacts for the return of the stolen money.

Ghandi said they first laugh at you, then they ignore you, then they fight you, then you win. When dealing with scam companies that are still trying to stay in business there is a slight variation on Ghandi's theme. The scam companies first deny any responsibility and inability to do anything and threaten the customer with legal action all in the same correspondence, then they ignore you, then they put up a fake fight and pretend to be your friend, then you win. Epay Inc www.epayarea.com has already moved on quickly to phase two of ignoring me in the hope I will just accept the loss of my stolen money. This will not happen and in fact I will expand my campaign to expose Epay Inc www.epayarea.com for the scam debit card company they have become as described in my previous post on www.talkgold.com/forum/f261-.html see reference name HOOK on the site. I should have listen to my friend in Europe who last year warned me to get my money out that there was only problems ahead for Epay Inc www.epayarea.com .

The bad part about companies like this is that they infect and contaminate other companies and countries by simple association and give the whole industry a bad name. I'm sure you have seen such articles usually produced by a government employee about the evil that awaits those that go off shore with their money in any fashion. Companies like Epay Inc www.epayarea.com give a lot of other companies and countries off shore a bad name. Some companies will assume similar names as other legitimate companies to disguise themselves and ride the coat tails to quicker profits. Then there are the countries that scam companies like Epay Inc www.epayarea.com are incorporated in and are presumed to work out of.

Epay Inc describes itself as being registered in Panama and licensed by the Ministry of Finance to conduct financial services , e-wallet services, money transfer services, electronic payments processing, selling and funding debit cards, virtual credit cards and other related activities. This becomes a problem for countries like Panama that allow SCAM companies like Epay Inc
to operate out of their country. SCAM companies that are not shut down by their host country will be viewed by the rest of the world as a SCAM country. When and individual is looking do business off shore and they find that the company they were looking at is in a country with a SCAM reputation it sends up a red flag to move on even though the prospective company may be legitimate. Panama is putting itself in a bad situation with Epay Inc and will receive the same treatment as a SCAM company does from me in the coming months and years. There will be more about this and the web site to expose all those involved in the theft of my money. Epay Inc has but one choice and that is to return my stolen money or it will be destroyed.



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  #3  
Old 06-18-2008, 02:22 PM
HOOK HOOK is offline
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Join Date: Jun 2008
Posts: 12
Re: EPAY CARD SCAM epayarea.com



EPAY CARD SCAM
epayarea.com

The standard for banking and the rapidly increasing world of debit card providers is the fiduciary obligation the bank or card company sets for itself. Some countries where the bank or debit card companies and their associated banks operate out of set the minimum requirements for behavior in order to stay licensed and in good standing. The meaning of good standing in one country may be quit different than that of another so it is up to the prospective customer to live by the old standard of “buyer beware”. How you the prospective customer views a bank or debit card company as a fiduciary for their account holdings should be the primary standard to judge whether to do business with the considered bank or card company. Although I know all to well what a fiduciary is I thought it best to compile a list of legal and banking definitions of just what a fiduciary is. My own personal definition of a fiduciary is: “one who holds and protects the assets of another in accordance to and agreement or applied standard of operation” The definitions given below were taken off the web.

Fiduciary
1. A person legally appointed and authorized to hold assets in trust for another person. The fiduciary manages the assets for the benefit of the other person rather than for his or her own profits.

There are several rules that generally define a fiduciary’s responsibilities:
Prudent Person Rule – states that fiduciaries must carry out all duties with the care, skill, prudence and diligence of a prudent person acting in a like capacity and familiar with such matters would use.

Diversification Rule – states that fiduciaries should diversify plan investment alternatives so as to potentially minimize the risk of large losses.

Exclusive Benefit Rule – states that fiduciaries must discharge their duties for the express purpose of providing plan benefits to participants and their beneficiaries and defraying reasonable administrative expenses.

2. A person or legal entity that administers investments for the benefit of others. A fiduciary is legally obligated to safeguard assets in trust in the best interests of those for whom it acts.

3. A person bound to act for someone else's benefit, as a trustee.

4. A person to whom property or power is entrusted for the benefit of another

5. The individual officially designated as being responsible for a financial account or activity.

6. A fiduciary is someone who has the responsibility to exercise prudent judgment while acting in the best interest of the client.

Epay Inc epayarea.com as a debit card company has a fiduciary duty to protect the money which their customer deposits with them either directly into the account of the customer or transferred to the customers debit card . Since in the case of Epay Inc epayarea.com the company does not disclose who the card company is means they are directly legally responsible for the theft of money from either the account or the card in which they were either negligent or in my case directly participated in the theft of the money. Epay Inc epayarea.com stole 27 withdrawals from my debit card of $70 each in rapid succession and made up some unknown charge to justify it and then threatened me with legal action if I exposed their SCAM. When I called their bluff and began to expose them on the web Epay Inc epayarea.com went silent which is a sure indication that the company is a SCAM. Epay Inc epayarea.com claims to have an office in Panama so I will have a friend check the address out which will probably prove to be nothing more than a mail box or at best a fake office for appearances. The Panama Government will be notified of my findings and a formal request to shut the company down will be submitted to them. Failure to do so will make Panama just as guilty and the country and individuals in the government will be exposed by their own web site like the one being prepared for Epay Inc epayarea.com. Epay Inc epayarea.com can return all of my money with an apology and I may consider stopping my actions. The longer this goes on only will prove the guilt of Epay Inc epayarea.com as a SCAM company and raise their final settlement cost to me.

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  #4  
Old 07-06-2008, 10:53 AM
Word Word is offline
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Join Date: Jul 2008
Posts: 3
Re: EPAY CARD SCAM epayarea.com



Globalcard-services.com & Epaycardcorp.com - Scam Alert!!!
www.epayarea.com

A. Do the following sites exhibit similar attributes that they appear that they all may have been authored by the same person and or operation?

1. www.globalcardservices.com
2. www.epaycardcorp.com
3. www.sovereigngoldcard.com
4. www. epay.vz
5. www.epayarea.com

B. If so, then how many other active sites that may have been authored by this person and or operation and are there other complaints registered against them anywhere on the web?

1. http://www.scam.com/showthread.php?t=42628
2. http://www.talkgold.com/forum/r168409-.html
Note: I would like to hear from anyone who has been scammed by this individual
please email me at sidfin@mailcity.com- I would like to pursue a class action against BBVA for aiding and abetting this crook and if possible put "Edward Richard" in Jail where he duly belongs.



Globalcard-services.com & Epaycardcorp.com - Scam Alert!!!

http://www.talkgold.com/forum/r168409-.html
www.Globalcard-services.com[/url] & www.epaycardcorp.com run by a certain Edward Richard offering -Virtual Credit Cards, Prepaid Credit Cards, Maestro Debit Cards & Off-Shore Bank accounts- is a massive scam.

I wired 1000 euro's to their nominated account below:

Bank- BBVA (Banco Bilbao Vizcaya Argentaria S.A)
Account nr- 01827256210291501723
Bank swift code- BBVAESMM
Account name- edward richard & co
Address- Calle alcala 11, Madrid Spain

Monies were credited to their account on 22nd December 2006, 5 months
have now passed and despite numerous emails to them (which are either bounced or are not replied to) I have not received my loaded card- I have basically lost my 1000euros!! His modus operendi is pay $105 processing fee + $100 to load card, when this is paid he then says pay 1000euro or $2000
as $100 dollars is not acceptable as a minimum load by the bank. When you send 1000 euros or the $2000 he bounces your emails when you enquire about your card or simply does not answer

What is surprising is that complaints to their bankers BBVA elicit no response.
In the meantime their two websites are running and their bank account with BBVA continues to receive stolen monies.

There are other complaints on:www.offshorebankingindex.com


Edward Richard has collected money from westernunion in Amsterdam & Rotterdam so he does exist, his virtual office in Miami USA and the telephone/fax numbers are all fake.

I would like to hear from anyone who has been scammed by this individual
please email me at
sidfin@mailcity.com- I would like to pursue a class action against BBVA for aiding and abetting this crook and if possible put "Edward Richard" in Jail where he duly belongs.

For all those that have not been scammed by globalcard services please take this as fair warning

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  #5  
Old 07-06-2008, 11:08 AM
Word Word is offline
I am new at Scam.com
 
Join Date: Jul 2008
Posts: 3
Re: EPAY CARD SCAM epayarea.com

Globalcard-services.com & Epaycardcorp.com - Scam Alert!!!


A. Do the following sites exhibit similar attributes that they appear that they all may have been authored by the same person and or operation?

1. www.globalcardservices.com
2. www.epaycardcorp.com
3. www.sovereigngoldcard.com
4. www. epay.vz
5. www.epayarea.com

B. If so, then how many other active sites that may have been authored by this person and or operation and are there other complaints registered against them anywhere on the web?

1. http://www.scam.com/showthread.php?t=42628
2. http://www.talkgold.com/forum/r168409-.html
Note: I would like to hear from anyone who has been scammed by this individual
please email me at sidfin@mailcity.com- I would like to pursue a class action against BBVA for aiding and abetting this crook and if possible put "Edward Richard" in Jail where he duly belongs.


Globalcard-services.com & Epaycardcorp.com - Scam Alert!!!

http://www.talkgold.com/forum/r168409-.html
www.Globalcard-services.com[/url] & www.epaycardcorp.com run by a certain Edward Richard offering -Virtual Credit Cards, Prepaid Credit Cards, Maestro Debit Cards & Off-Shore Bank accounts- is a massive scam.

I wired 1000 euro's to their nominated account below:

Bank- BBVA (Banco Bilbao Vizcaya Argentaria S.A)
Account nr- 01827256210291501723
Bank swift code- BBVAESMM
Account name- edward richard & co
Address- Calle alcala 11, Madrid Spain

Monies were credited to their account on 22nd December 2006, 5 months
have now passed and despite numerous emails to them (which are either bounced or are not replied to) I have not received my loaded card- I have basically lost my 1000euros!! His modus operendi is pay $105 processing fee + $100 to load card, when this is paid he then says pay 1000euro or $2000
as $100 dollars is not acceptable as a minimum load by the bank. When you send 1000 euros or the $2000 he bounces your emails when you enquire about your card or simply does not answer

What is surprising is that complaints to their bankers BBVA elicit no response.
In the meantime their two websites are running and their bank account with BBVA continues to receive stolen monies.

There are other complaints on:www.offshorebankingindex.com

Edward Richard has collected money from westernunion in Amsterdam & Rotterdam so he does exist, his virtual office in Miami USA and the telephone/fax numbers are all fake.

I would like to hear from anyone who has been scammed by this individual
please email me at sidfin@mailcity.com- I would like to pursue a class action against BBVA for aiding and abetting this crook and if possible put "Edward Richard" in Jail where he duly belongs.

For all those that have not been scammed by globalcard services please take this as fair warning

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  #6  
Old 07-06-2008, 11:17 AM
Word Word is offline
I am new at Scam.com
 
Join Date: Jul 2008
Posts: 3
Re: EPAY CARD SCAM epayarea.com

Quote:
Originally Posted by HOOK View Post


EPAY CARD SCAM
epayarea.com

The standard for banking and the rapidly increasing world of debit card providers is the fiduciary obligation the bank or card company sets for itself. Some countries where the bank or debit card companies and their associated banks operate out of set the minimum requirements for behavior in order to stay licensed and in good standing. The meaning of good standing in one country may be quit different than that of another so it is up to the prospective customer to live by the old standard of “buyer beware”. How you the prospective customer views a bank or debit card company as a fiduciary for their account holdings should be the primary standard to judge whether to do business with the considered bank or card company. Although I know all to well what a fiduciary is I thought it best to compile a list of legal and banking definitions of just what a fiduciary is. My own personal definition of a fiduciary is: “one who holds and protects the assets of another in accordance to and agreement or applied standard of operation” The definitions given below were taken off the web.

Fiduciary
1. A person legally appointed and authorized to hold assets in trust for another person. The fiduciary manages the assets for the benefit of the other person rather than for his or her own profits.

There are several rules that generally define a fiduciary’s responsibilities:
Prudent Person Rule – states that fiduciaries must carry out all duties with the care, skill, prudence and diligence of a prudent person acting in a like capacity and familiar with such matters would use.

Diversification Rule – states that fiduciaries should diversify plan investment alternatives so as to potentially minimize the risk of large losses.

Exclusive Benefit Rule – states that fiduciaries must discharge their duties for the express purpose of providing plan benefits to participants and their beneficiaries and defraying reasonable administrative expenses.

2. A person or legal entity that administers investments for the benefit of others. A fiduciary is legally obligated to safeguard assets in trust in the best interests of those for whom it acts.

3. A person bound to act for someone else's benefit, as a trustee.

4. A person to whom property or power is entrusted for the benefit of another

5. The individual officially designated as being responsible for a financial account or activity.

6. A fiduciary is someone who has the responsibility to exercise prudent judgment while acting in the best interest of the client.

Epay Inc epayarea.com as a debit card company has a fiduciary duty to protect the money which their customer deposits with them either directly into the account of the customer or transferred to the customers debit card . Since in the case of Epay Inc epayarea.com the company does not disclose who the card company is means they are directly legally responsible for the theft of money from either the account or the card in which they were either negligent or in my case directly participated in the theft of the money. Epay Inc epayarea.com stole 27 withdrawals from my debit card of $70 each in rapid succession and made up some unknown charge to justify it and then threatened me with legal action if I exposed their SCAM. When I called their bluff and began to expose them on the web Epay Inc epayarea.com went silent which is a sure indication that the company is a SCAM. Epay Inc epayarea.com claims to have an office in Panama so I will have a friend check the address out which will probably prove to be nothing more than a mail box or at best a fake office for appearances. The Panama Government will be notified of my findings and a formal request to shut the company down will be submitted to them. Failure to do so will make Panama just as guilty and the country and individuals in the government will be exposed by their own web site like the one being prepared for Epay Inc epayarea.com. Epay Inc epayarea.com can return all of my money with an apology and I may consider stopping my actions. The longer this goes on only will prove the guilt of Epay Inc epayarea.com as a SCAM company and raise their final settlement cost to me.
Are these all the same playa?

Globalcard-services.com & Epaycardcorp.com - Scam Alert!!!
www.epayarea.com

A. Do the following sites exhibit similar attributes that they appear that they all may have been authored by the same person and or operation?

1. www.globalcardservices.com
2. www.epaycardcorp.com
3. www.sovereigngoldcard.com
4. www. epay.vz
5. www.epayarea.com

B. If so, then how many other active sites that may have been authored by this person and or operation and are there other complaints registered against them anywhere on the web?

1. http://www.scam.com/showthread.php?t=42628
2. http://www.talkgold.com/forum/r168409-.html
Note: I would like to hear from anyone who has been scammed by this individual
please email me at sidfin@mailcity.com- I would like to pursue a class action against BBVA for aiding and abetting this crook and if possible put "Edward Richard" in Jail where he duly belongs.



Globalcard-services.com & Epaycardcorp.com - Scam Alert!!!

http://www.talkgold.com/forum/r168409-.html
www.Globalcard-services.com[/url] & www.epaycardcorp.com run by a certain Edward Richard offering -Virtual Credit Cards, Prepaid Credit Cards, Maestro Debit Cards & Off-Shore Bank accounts- is a massive scam.

I wired 1000 euro's to their nominated account below:

Bank- BBVA (Banco Bilbao Vizcaya Argentaria S.A)
Account nr- 01827256210291501723
Bank swift code- BBVAESMM
Account name- edward richard & co
Address- Calle alcala 11, Madrid Spain

Monies were credited to their account on 22nd December 2006, 5 months
have now passed and despite numerous emails to them (which are either bounced or are not replied to) I have not received my loaded card- I have basically lost my 1000euros!! His modus operendi is pay $105 processing fee + $100 to load card, when this is paid he then says pay 1000euro or $2000
as $100 dollars is not acceptable as a minimum load by the bank. When you send 1000 euros or the $2000 he bounces your emails when you enquire about your card or simply does not answer

What is surprising is that complaints to their bankers BBVA elicit no response.
In the meantime their two websites are running and their bank account with BBVA continues to receive stolen monies.

There are other complaints on:www.offshorebankingindex.com


Edward Richard has collected money from westernunion in Amsterdam & Rotterdam so he does exist, his virtual office in Miami USA and the telephone/fax numbers are all fake.

I would like to hear from anyone who has been scammed by this individual
please email me at
sidfin@mailcity.com- I would like to pursue a class action against BBVA for aiding and abetting this crook and if possible put "Edward Richard" in Jail where he duly belongs.

For all those that have not been scammed by globalcard services please take this as fair warning

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  #7  
Old 07-15-2008, 04:00 PM
HOOK HOOK is offline
Newbie Member
 
Join Date: Jun 2008
Posts: 12
Re: EPAY CARD SCAM epayarea.com

THIS LETTER WAS SENT TO SEVERAL GOVERNMENT OFFICES IN PANAMA






Vice-department of Finances
Bird Peru, Old Building of
Estate and Treasure
Panama City
Republic of Panama
E-mail: prensa@mef.gob.pa
June 20th 2008
Dr. Héctor Alexander
Ministro de Economía y Finanzas


Epay Inc (aka) epayarea.com and formally epay.vg is a SCAM debit card company that states that it
is licensed to operate out of Panama. The following statement has been copied from their web site.


EPAY Inc. is registered in Panama (No. 898161-1-514361 DV 1) and licensed by the Ministry of
Finance (No. 898161-1-514361-2007-98107) to conduct financial services, e-wallet services, money
transfer services, electronic payments processing, selling and funding debit cards, virtual credit
cards and other related activities.


The attached three letters already sent to epayarea.com and posted on several SCAM notification web
sites will explain the basic nature of the SCAM. Since the company states Panama is their country
of operation it is my duty to notify your office that EPAY INC is a SCAM operation and that Panama
has a duty to shut such operations down. Failure to do so will implicate Panama as an accomplice in
such behavior. In addition to the continued posting of EPAY INC as a SCAM operation on independent
SCAM web sites I will have my people start individual web sites dedicated to EPAY INC as a SCAM
operation operating out of Panama.


I believe Panama has great potential and it is on my top five countries to retire to or have a
second home in. If EPAY INC does not either return my money and Panama turns a blind eye to such a
SCAM operation I will have no choice but to go after Panama in the same manner as I will EPAY INC.
This is not what I want to happen but I will have no choice out principle for I will not let any
individual or country cheat and SCAM me. I ask that your office remind EPAY INC that such behavior
is not acceptable and has it's consequences. I have given EPAY INC until after July 7th, 2008 to
return my money to the e-gold account and apologize or I will launch every method for as many years
as it takes for the return of my money plus expense. This is in the best interest of both EPAY INC
and Panama to resolve this issue quickly.


Regards, Christopher Burdge esq. email: auto457052@hushmail.com


E-mail: support@epayarea.com
Fax: (507) 996-3177
Phone: (507) 202-1559
EPAY Inc.
Edif. Neptuno, Local #7
Via Ricardo J Alfaro, Tumba Muerto
Panama City, Republic of Panama
info@epayarea.com

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  #8  
Old 07-15-2008, 04:07 PM
HOOK HOOK is offline
Newbie Member
 
Join Date: Jun 2008
Posts: 12
Re: EPAY CARD SCAM epayarea.com

EMAIL RESPONSE LETTER TO EPAY'S NEXT PROSPECTIVE VICTUM AND AN UPDATE ON THE PROGRESS ON EXPOSING AND BRINGING EPAY DOWN






I just returned from Panama a week ago and back to business. The web site dedicated especially for exposing the Epay Scam will go active in about 2 weeks as soon as my people finish the basics. You can still return the money to my e-gold account and I may decide to let this go, that's up to you. Once the web site is active it will only grow in size. There will be a separate web site on Panama for I have an interesting perspective on the country especially regarding letting Scam Companies like Epay operate out of their country. Copied below is my response to an individual who contacted me regarding the safety of his account with Epay. It will be posted on your future Scam web site along with every thing and is currently being posted on Scam exposure web sites on line now. Once this starts it takes on a life of it's own and consumes the people and the offending company doing the Scamming. In six months I will have nothing to do with it and my people over seas will deal with every thing with one order and that is to bring the Scam company Epay down and hunt down the people involved. No one cheats me for it is a mater of principle. It will cost me very little but it will cost Epay and those involved everything. Pay now what you owe me or be destroyed.


EMAIL RESPONSE LETTER


If you have processed $26,000 through your account then I would consider yourself lucky thus far. I was warned last year by a friend in Europe to get my money out of Epay Inc debit card after the first debacle where they let a hacker get in and repeatedly change my password and put in and order to transfer all my money out to an e-gold account. I contacted Epay Inc and told then they had an intruder in their system that from the actions taken looks like it entered through a back door. Epay Inc at first said that, that was impossible that they had two security firms that constantly monitored their system. They finally admitted after all my money disappeared (was returned after a month) that yes I was right and that they were working on the system.

What happens here with companies like Epay Inc is that they start up possibly with good intentions (most of them not) and because they have no idea about what they are doing, start to lose customer money. They come up with elaborate explanations and then assurances of their quality controls but behind the scene there is chaos. This chaos turns to hopelessness which turns to take one persons money to pay off the other (rob Peter to pay Paul) which turns into finally grab as much as we can and disappear. The complete time line takes about 3 years and Epay Inc has been around for about 2 years so they are right on schedule.


Consider your self lucky and take your money out while you can (if you can). I was warned last year to do the same and even with my experience I decided to stay after looking at Epay again. This proved to be a mistake. Epay Inc is suppose to be registered out of Panama (Panama City). I just got back from Panama yesterday after 2 weeks there and I did not find them and the Mail Box Etc office in Patilla (the rich area of Panama City) said they were not familiar with the company nor could they find a phone number for the delivery of the envelopes I left with them. Mail Box Etc said they would try and have a courier deliver the envelopes for me. Panama has great potential in many ways but allowing companies like Epay Inc allegedly operate out of their country will in the end be the down fall of the country. I plan on setting up a travel and investment web site and my evaluation of Panama and countries like it will be discussed.


You and others have been warned about Epay Inc with my postings. There will be a separate website on Epay Inc I am currently writing now that I am back at my computer that will expose the company. My sayings are "there is a sucker born every minute" and "fool me once shame on you fool me twice shame on me". I'm 55 years old and I have been conned before (not for much) because I still want to believe in people. This is why I stayed with Epay Inc last year after the first debacle against the advice of my friend. So now you have been warned, your choice.

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  #9  
Old 01-18-2009, 04:26 PM
HOOK HOOK is offline
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Join Date: Jun 2008
Posts: 12
Re: EPAY CARD SCAM epayarea.com

The answer to the question people have asked in the past months is no, Epay Inc aka epayarea.com has not repaid the money they stole nor have they contacted me. This statement of fact in itself is proof that epayarea.com is a scam. Attached is an email that was sent on the 17th of January 2009 to the President of Panama, Ministry of Commerce of Panama, Ministry of Finance of Panama, Ministry of Economy of Panama, and the Ministry of Exterior Relations of Panama. Paper copies were also sent by regular postal mail to insure that the Government of Panama could not claim that it was not informed of their problem. My advice to others is to keep your money out of epayarea.com and out of Panama until both correct their behavior.


To: THE GOVERNMENT OF PANAMA


Epay Inc (aka) epayarea.com is an out right fraud as I have documented in my website eapayareacardscam.com and the related site panamastory.com . Given below is Epay Inc's claim to legitimacy in their physical address in Panama which does not exist in real life and their alleged license to operate in Panama as a financial transaction company. The country of Panama is just as guilty as Epay Inc in this fraud for not making this fact public and doing everything possible to stop Epay Inc from using Panama as their base of operation. If you let a thief knowingly live and operate out of your home then your are a thief also. The country of Panama has/had tremendous potential since getting their independence from the United States in 2000 but has squandered it allowing hyper development. Such hyper development with no controls only attracts the corrupt individual and their fake companies. Panama will pay the price as the tsunami of financial collapse affecting the rest of the world finally washes over the country in the next few years. I personally hold the government of Panama responsible for their failure to prevent the Epay Inc fraud. In the end either Epay Inc or the government of Panama will reimburse me for the amount stolen out of my account plus expenses. Failure to do so will result in an increasing exposure of their fraud on the internet and Panama as a haven for thieves and scams. This is a mater of principle and not up for debate . Epay Inc or the government of Panama will pay for the damages or they will suffer the consequences for decades to come. Websites will increase in numbers until the name of Epay Inc and Panama blanket the internet. My employees overseas where I have recently returned to will be given the order to be relentless, like a terminator until every penny plus expenses are recovered. My travel overseas email is dbf@hushmail.com if you wish to arrange for the payment.



EPAY Inc.
Edif. Neptuno, Local #7
Via Ricardo J Alfaro, Tumba Muerto
Panama City, Republic of Panama

EPAY Inc. is registered in Panama (No. 898161-1-514361 DV 1) and licensed by the Ministry of Finance (No. 898161-1-514361-2007-98107) to conduct financial services, e-wallet services, money transfer services, electronic payments processing, selling and funding debit cards, virtual credit cards and other related activities.

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  #10  
Old 03-08-2009, 12:57 AM
navitation navitation is offline
I am new at Scam.com
 
Join Date: Mar 2009
Location: USA
Posts: 1
Re: EPAY CARD SCAM epayarea.com

hello,
i need a Virtual Visa or master card for some online shopping and maybe Paypal,
last week i paid $250 to epay.vg but they thief all of my money! epay.vg is SCAM,

if you know any site that are working realy, please help. i need that immediatly.

Just let me know what you need and for what purpose. Do you want to shop in US? Do you need a visa or a MC? What balance do you need? Check my website for all kinds of VCC's. The biggest offer on TalkGold.
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