Prosper Learning Inc.???

[GrizWin]

My husband and I are thinking about joining the Prosper Learning program but would love to hear any comments from people who have had experience with this company. If anyone has other ideas for work at home programs that are not scandalous scams, we would welcome the info. Thanks!

Shari

[zycon]

Hi, I attended the Ernst and Young Entrepreneur of the Year award ceremony last thursday with backcountry.com, and the guys from Prosper Inc. won the award. That's pretty tough to do. They do a complete background check, audit all books and records and even talk to current customers. I met the owners and they seem like great guys really trying to do a great thing. I'm thinking about taking a few courses as well. Let me know how it goes.
James.

[telcoboy]

Well I am a current member of Prosper Learning. Been so for about a month and today is exceptionally hard for me. I stumbled upon an article from my local real estate club that talked about in detail Mr. Robert Allen. Mr. Allen is apparently somehow connected to Prosper Learning as in possibly the owner. The article goes on and basically says they would not recommend him for advise. He had multiple bankruptcies etc.. So I decided to google search Prosper Inc, Prosper learning, pmg etc.. Well the news isn't good many, many websites even the bbb.org tales of misery and woe and deceit. I know in my heart that if you want to be successful you really got to push hard. You gotta ignore somethings and take in others. From day one the large some of money I put up to enter the Prosper Learning world has always been in the back of my mind, well that day is here. That's a big damn bill. I truly do believe in real estate investing but at the time of this writing I am unsure about the future of my relationship with prosperlearning.com. I have a scheduled coaching session monday evening that gives me a whole 24hrs to try and figure out how to act and what to say if anything to my coach. :confused:

[dr poormouth]

I've been researching "Prosper Learning" since Grizwin (aka Kevraid) 1st posted. All the people working this deal seem to be Dale Carnegiesque, "profit through self-confidence, intimidation, and our $59.98 Profit By Winning e-book." types.
Bob Allen is an early backer of USANA
Mark Hanssen is that "Chix Soup..." guy
Lloyd Conant- Earl Nightingale have been hawking this book called The Strangest Secret, since the doctor was a sprout.
And John Reese?... you have to see The Reese Report.

"Prosper Learning" is essentially a Supergroup of selfhelp gurus.

[j1af1eur]

Hello, telcoboy: I have my first telephone interview with a "Director" tomorrow and am very interested in what you mean by "very hard" and the bill that looms in your missive. :confused:

[GrizWin]

My husband and I decided to try getting our business going without Prosper Learning for now. It seemed like too much money to put up front with no guarantee. Also, telcoboy, the person we talked to offered more options then the real estate route. We were looking at the online possibilities. If real estate is not something you're interested in, ask about other programs they offer. I will be very interested to hear how your interview goes. We haven't ruled them out completely, just can't swing the large upfront bill. Thanks for all your help everyone.

Shari

[telcoboy]

Originally Posted by j1af1eur

Hello, telcoboy: I have my first telephone interview with a "Director" tomorrow and am very interested in what you mean by "very hard" and the bill that looms in your missive. :confused:

Well, where to start I guess to the last post, Prosper does offer a letter of gurantee in regards to the real estate investing they truly do want you to succeed. They need your positive comments, letters and success's you've achieved so others may get inspired. Now on to my statement about very hard at the time of my last writing I had stumbled upon many websites bashing Prosper INC. and I had also just recieved my credit card statement with a minium amount due of 100.00. So I was feeling as though I had made a huge mistake. I no longer feel that way. Yes, I am still scared, worried, and overwhelmed but that is mainly because this is a whole new world for me. There is an enourmous amount of negative information out there when it comes to real estate investing and it is hard to stay focused and determined. I have been to several houses and talked to many current and successful investors locally. Basically Prosper will teach you things that most people just simply do not know. I am now extremely anxious to get started and can't wait till I get the green light from my coach. Anywho good luck all. C-yah .....

[JAYCEE]

I've been with the company for almost 3 years. I can honestly say that I've never been part, let alone heard, of a company as fantastic as this. They not only care about their employees but their level of commitment to their students is unsurpassed. To be honest, building any business is going to be extremely difficult, with or without a mentor. With the help of Prosper's mentors, I've been able to do extremely well in the Utah real estate market and also have been able to average very high returns on my stock market investments. It did take an initial investment to get started but once I recouped it from my business profits, it didn't require any additional financial commitment. I can only imagine how much more it would have cost me in the long-run if I learned from the trial and error of attempting to invest in these markets on my own, without the help of my mentor. I would love to answer any questions you may have, feel free to email me at: jconklin@prosperlearning.com

[j1af1eur]

Wow, 8m to 20m committment upfront because they have to know if I'm committed.
I'd really

[Brit]

Recommend you look at
http://badbusinessbureau.com
Enter a search for PMG or Prosper and you'll have a wake up call.

Prosper Inc is their 'latest' name.

[deedee]

Originally Posted by GrizWin

My husband and I are thinking about joining the Prosper Learning program but would love to hear any comments from people who have had experience with this company. If anyone has other ideas for work at home programs that are not scandalous scams, we would welcome the info. Thanks!

Shari

I am having a terrible experience with Prosper. They are only hired out by Robert Allen and you get no personal attention from Robert Allen. I was sold many many exagerrated claims over the phone and then my coach acted like he'd never heard any of any of what they said and told me I was definitely oversold.

For the money I paid them ($10,700) in two increments $8700 and $2000, I could have hired a private mentor and been much farther along in my internet business.

I would say do not work with this company. They will not give you your money back and they will not deliver what you have been promised. If you would like to hear the details of my situation, email me and I'd be glad to call you. Just include your phone in your email.

But, to save you the time, just pass on this so called "opportunity" and find an honest caring mentor. I have since found real ways to make money online for less than half the price of these people. And I have also found a mentor who not only understands marketing but also builds awesome low cost web sites and offers hosting with real customer service.

DeeDee

[JamesG.]

:mad: These comments will be very lengthy, but worth the read. I have a lot of first hand knowledge about Prosper Inc., and it is all bad! My name is James and like many people out there, I am having very hard times financially. After 21 years of being self-employed, business disappeared. I must maintain a monthly payment of over $1800 for insurance and medical supplies to keep my wife alive. The Robert Allen email I received seemed like something I could do from home to earn money since I can leave my wife alone for any length of time to work elsewhere. I called the Robert Allen number and 60 seconds later received a call back. As the call proceeded, the words started to sound all to familiar. You see, I had run into a similar company 6 months earlier under a different name, "John Cummuta, Turning Debt Into Wealth", but it was the same old song, and in my opinion, the same old scam. This is how it goes. First you fill out a form on which you are ask to reveal your inner most desires. (They call you back within 5 minutes so you will still have all these dreams fresh in your mind. This is a mind trick.) The form is also written so that people from all walks of life will find something interesting that they can connect to. In my case the idea of "giving back to society" sounded great. I happen to be a Christian and even when I make very little money, I feel it is my duty to give back at least 10% to God through giving the church or to others in need. The questionnaire goes on to milk you of personal information on all your debts. You are asked to write why Robert Allen should pick you as one of his special group to help out. NEWS FLASH! They could care less about your situation. These people are trained to find out what they want to know while making it appear they really want to help. They keep you on the defensive by constantly testing you though out the conversation. They tell you that not everyone will qualify. Only special people will be given their special help and that you have to convince them to accept you. You must earn THEIR confidence. At first they don't ask a lot about money, but ask what your goals are. They get you dreaming of more than just being responsible and paying debts. They want you to think of all the "things" in life that you want to have. They take you from a point of treating them as someone you are going to hire to help you, to a point that you are nearly begging them to help. They give you the idea that they can take you or leave you and if you want to move on to qualify for the next stage, the "counselor", they you need to convince them you are worthy. My first contact with Prosper Inc. was when I turned down a John Cummuta, Turning Debt into Wealth", teaching series. I had purchased it for $360 and demanded a refund, which I did receive. A week later I received a call from someone telling me they are with the same group and were worried I had returned the teaching series because I did not understand. For the next two weeks I received a call from this same person nearly every night. Each night was a combination of a pep rally to build my confidence, and grilling to milk me of personal credit info. They wanted to know exactly what I owed and what I still have in available credit. They started using the phrase "OPM". This stands for, "other people's money.” ATTENTION! This is where you really need to watch out. As soon as the find you have "X" amount of money still available on a credit card or other source, a major part of that money suddenly becomes exactly what you need to send them to get started. The idea is that you are supposed to give them the money and they teach you how to earn it back over a period of time. If you question them or start to back away, then they bring up all the time they had spent with you and how they thought your were sincere in getting out of debt. When you ask them real questions about how the math will really works for making the money, they start turning defensive and attempt to put a guilt trip on you like you were their friend and you are now letting them down. On the first encounter, I started to give in and asked where I was supposed to get the money and where I was supposed to send it. I was told to get a cash advance of $10,360 from my Discover card and send it to them with no receipts whatsoever. I was supposed to send it to "Prosper Inc." This was the first time the Prosper Inc. company name was mentioned. I questioned them more and the person on the phone started to get VERY defensive and then started to tell me I apparently did not care about doing what was necessary to turn my life around. They even used my wife's illness against me. At that point I only wanted to reach through the phone and grab the person by the throat, but I decided to hear them out and collect some ammunition for later. I told them I needed to get with my credit card company first, but they nearly demanded that I give over my numbers right on the spot, or they would just write me off as a quitter and someone who lead them along only to deceive them. BE CAREFUL! These people are train to mess with you head and if you are easily swayed by sales pitches, they will have you eating out of the palm of their hand. Just the other day I called on another email sent by Robert Allen. The same story started over again. The words OPM or other peoples money came into the conversation. They milked me for information, then finally asked how much I still have on my credit cards. This time I picked a smaller number of $3200. The person on the line obviously wanted more and grilled me about other sources, but I stuck to my guns. I then said I forgot that I owed $1500 on the card and that only left $1700. By now his tone was changing. He was telling me that his company would have to provide me additional funds to get me going. I had originally asked about Internet sales to earn money, but he started talking about getting me into real estate. Bigger amounts of money were mention that I would need to get started, and bigger amounts were mentioned that I would earn overnight. He was trying to get me to panic. I guarantee you this. Whatever amount of money you say you still have on credit, which you can borrow, it will be nearly that exact amount you will suddenly need to give over to Prosper Inc. "if you really care about getting out of debt". I have dealt with sales people for 30 years and these are among the best. BE VERY CAREFUL. I do not trust them and will be doing everything I can to inform others of what they do. One last fact. These people are connected in some way or another to Nightingale Conant, which deals with "spiritual enlightenment" and other Hindu philosophies. James

[clickurway]

:rolleyes: Wake up! Its not them thats the scam it's in your head. You know that you needed a mentor or you wouldn't have talked to them for so long. But you know that nomatter what you do you fail at it! So your afraid to spend the money because you have already decited that you will fail at this also. I have read scam reports on alot of companies and it almost always comes down to the people that can't make it complain because success doesn't fall in their lap! Get over it! You can succeed you can do it, stop looking for someone else to blame. You bought the what ever it was off the TV comercial because you thought GEE I can get this program and money will be coming at me and I won't even have do do anything! Hay it isn't going to happen! The guy that started the program (which ever program you looked at) did it and didn't have extra help. They did it then sold you on the idea you bought it! Then you were over welmed by self doubt so nothing happened, (you did nothing) Then you called or they called you to help you that is their JOB and they do it for money, Just like a lawyer or an accountant or a pubilisist. If you went to jail you could read a book about the law and defend yourself or you could pay alot of money and get a lawyer
How many times have you taken the advice from someone that didn't know what they were talking about and got burned. or you could have payed for good advice from someone that knows. Don't hate someone that is selling you their information and help. Get the help and do the plan. Maybe get help from Tony Robins first!

[tourmaline]

I was a member with Prosper Inc. Learning until very recently, and I have been since July 2004. I took their course and paid big money for it. They were supposed to refund my investment in the course if within 12 months my business didn't take off. After multiple efforts to do so, ads, promotions, marketing, etc., my business hasn't been successful the way they promised it would. Some of the info and services I paid for I could have gotten on the Internet for free, as I found out later on. I paid $5600 for a course that didn't get me anywhere. All the pages of my website are not static, so not easily found by search engines. So even if an outside marketing agency has been submitting my website since a year, the metatags reviewed, the site rebuilt, it never got the success they promised it would.

When I tried to talk it over with them, I ended up getting a phone call from one of their directors almost screeming in my ears that I didn't put enough effort in the success of my business, which is not true as it was to be my primary income. So much for that.

I don't recommend them myself and have terminated my membership with them. I've tried them for a year and it didn't get me anywhere except just a little more broke. I'll do better on my own.

[ALCHRISTO316]

I almost signed a Mentoring contract with Prosper. It would have cost over $8000 to join. I changed my mind but, then another company doing the same thing got me. It is run by Lou Vuka or Vukas. I've seen his name both ways. They are called IDI Global but, I was billed by Internet Development. The Mentorship course in their Real Estate Course was $8,020. I had a weekly phone coach who was pretty cool named John. I could not get in touch with my Mentor though. I talked to him just before I signed the contract and that was it. How I ask you can there be a Mentorship course without a Mentor? Correct, there can't. I've been emailing this guy forever but, still no reply. I found out from my coach that my so called Mentor was never a Mentor but, in actuality was just a salesman out to get my money. I'm in the process of contacting the Utah Department of Consumer Affairs.I'm going to try like heck to get my money back. They did not fulfill their contract. Good Luck if you get into some type of program like this one. I think you are better off getting books on the subject. Even then they just tell you enough to get you to buy their next book and they try to make you feel lucky to get it offered to you. ALCHRISTO316@aol.com

[ALCHRISTO316]

I hear that and know where your coming from. I signed up for a Mentoring Program that I found out had NO MENTOR. Does that sound like a scam to you? It does to me. Try contacting The Utah Department of Consumer Protection. It seem like they all come from Utah. Why is that? Good Luck!

[ALCHRISTO316]

Don't do it. Buy a book. Do research on your own but, don't spend all your money on that course or you'll be sorry. I am. ALCHRISTO316@aol.com

[sheila]

Originally Posted by GrizWin

My husband and I are thinking about joining the Prosper Learning program but would love to hear any comments from people who have had experience with this company. If anyone has other ideas for work at home programs that are not scandalous scams, we would welcome the info. Thanks!

Shari

Hi. There is some information out there on the web about them. Prosper Learning is the same company as PMG or private mentoring group. I am guessing that the name change is a result of BAD publicity.

[Baja Style]

Originally Posted by deedee

I am having a terrible experience with Prosper. They are only hired out by Robert Allen and you get no personal attention from Robert Allen. I was sold many many exagerrated claims over the phone and then my coach acted like he'd never heard any of any of what they said and told me I was definitely oversold.

For the money I paid them ($10,700) in two increments $8700 and $2000, I could have hired a private mentor and been much farther along in my internet business.

I would say do not work with this company. They will not give you your money back and they will not deliver what you have been promised. If you would like to hear the details of my situation, email me and I'd be glad to call you. Just include your phone in your email.

But, to save you the time, just pass on this so called "opportunity" and find an honest caring mentor. I have since found real ways to make money online for less than half the price of these people. And I have also found a mentor who not only understands marketing but also builds awesome low cost web sites and offers hosting with real customer service.

DeeDee

Who are you using?

[Baja Style]

Originally Posted by clickurway

:rolleyes: Wake up! Its not them thats the scam it's in your head. You know that you needed a mentor or you wouldn't have talked to them for so long. But you know that nomatter what you do you fail at it! So your afraid to spend the money because you have already decited that you will fail at this also. I have read scam reports on alot of companies and it almost always comes down to the people that can't make it complain because success doesn't fall in their lap! Get over it! You can succeed you can do it, stop looking for someone else to blame. You bought the what ever it was off the TV comercial because you thought GEE I can get this program and money will be coming at me and I won't even have do do anything! Hay it isn't going to happen! The guy that started the program (which ever program you looked at) did it and didn't have extra help. They did it then sold you on the idea you bought it! Then you were over welmed by self doubt so nothing happened, (you did nothing) Then you called or they called you to help you that is their JOB and they do it for money, Just like a lawyer or an accountant or a pubilisist. If you went to jail you could read a book about the law and defend yourself or you could pay alot of money and get a lawyer
How many times have you taken the advice from someone that didn't know what they were talking about and got burned. or you could have payed for good advice from someone that knows. Don't hate someone that is selling you their information and help. Get the help and do the plan. Maybe get help from Tony Robins first!

It sounds like you are a P.L.I. coach.

[zycon]

Well I did it. I was impressed by the Entrepreneur of the Year Award thing and I put almost $10,000 on my credit card to get started. I've only had about 4 coaching sessions and have already made 10 offers. I thought I had a grasp on how to do real estate, but it looks like I'm just getting started. I'll keep everyone posted on how I do.

James

By the way, I did some research on the BadBusinessBureau.com website and found out the owner has a ton of lawsuits filed against him and it looks like he will take the bad comments out only if the companies pay him to do so. In my opinion, I'll trust the Better Business Bureau over that guy. I found Prosper Inc. on the bbb.org. They are located in Provo, UT.
BE CAREFUL when looking for opinions, look for the good too, not just the bad. Just some friendly advice.

Good Luck

[zycon]

Oh, yeah. The BadBusinessBureau.com is the same thing as RipOffReport.com
check this out:

http://www.my3cents.com/showReview.cgi?id=10678

[realestatejunky]

:) my name is jake and my wife and i were involved with prosper learning and have nothing but good things to say about them. i did some research on the Ernst and Young award they won and there was a team of people sent there to do a rigorous examination of their company before E & Y was going to give such a prestigious award to them in their name. so if they didn't think the people at prosper were a "scam" then i dont see how anyone would. they may be good sales people, but people are only sold when they want to buy. it's not hard to say no when you don't want or need something. plus if you think that ten grand is alot to pay for education, look at your current situation and see how much you have paid in education to get the JOB you have now and how much you are making. then look at someone like robert allen or any real estate investor and see how much they make with the knowledge they have. feel free to contact me if anyone has questions about my experience. but hey, don't do it because i had a good experience, and don't turn it away becuase someone else had a bad one. there are good and bad things about every company so just look at your sources and make good decisions. good decisions and taking risks are what make the difference between success and mediocraty.

[shytiger]

"I almost signed a Mentoring contract with Prosper. It would have cost over $8000 to join. I changed my mind but, then another company doing the same thing got me. It is run by Lou Vuka or Vukas. I've seen his name both ways. They are called IDI Global but, I was billed by Internet Development. The Mentorship course in their Real Estate Course was $8,020. I had a weekly phone coach who was pretty cool named John. I could not get in touch with my Mentor though. I talked to him just before I signed the contract and that was it. How I ask you can there be a Mentorship course without a Mentor? Correct, there can't. I've been emailing this guy forever but, still no reply. I found out from my coach that my so called Mentor was never a Mentor but, in actuality was just a salesman out to get my money. I'm in the process of contacting the Utah Department of Consumer Affairs.I'm going to try like heck to get my money back. They did not fulfill their contract. Good Luck if you get into some type of program like this one. I think you are better off getting books on the subject. Even then they just tell you enough to get you to buy their next book and they try to make you feel lucky to get it offered to you. "

That same company tried to sign me up for 8k after I had purchased one of the Vukas books. They must have thought I was interested, but after doing some reseach on their company I backed out. They were calling my cel phone 6 times a day. After about 2 1/2 weeks they quit trying. This is your best defensive against these snake-oil salemen...if there is no communication then there is know way can con you and they know this... just don't answer you phone or screen your phone calls

[SwampRocker]

i recently had a phone call about mentoring via this so called business, Prosper Inc.
got my hopes up listening to some idiot named Damien Hunter, doubt it's his real name.
after several calls where i gave alot of personal info n that i have credit card etc, finally i was hit with the tution and it varied depending on some bull****. they or it could have told me upfront and saved alot of time and effort by letting me know about the fees. initially it was offered as they needed to select people to work one on one with a professional real estate investor expert so they could have a success story. i got the call after buying some pdf files from dolf de roos. it sure smells of a scam to me and even after notifying someone at dolf's web site i feel its a total scam. the msg i got back from a dolf representative was that prosper inc. is one of their affiliates thru nightingale connant. if this is how they do business i want no part of the lamers.
they should be shut down. absolute greedy, senseless idiots at prosper inc. they suck big time, all of em. stay away n use your own personal ***** to learn n take massive action. God bless, be warned of lamerville aka 'prosper at any cost Inc'

[advertisinggirl]

I recently signed on to Prosper Learning, and will keep everyone posted on my progress. I disagree with most comments posted by upset people, however I do see where you are coming from.

I read one of Robert Allen's books, and the guy knows how to make money! Yes he does it by finding something people want (like to be mentored in starting a business), and then he finds the highest price (basic supply and demand). Robert Allen really is successful, and he is obviously good ad sales. So you must realize that the Prosper phone people, while the are definitely a bit pushy, are just SALES PEOPLE. Their job is to sell the program, they are more than likely paid by commission, and they want to get the best price.

What I don't think Prosper will do is take your money and run off with it. It's not a "get rich quick" trick. It's a "get your butt in gear program that helps give you direction". They aren't business magicians, simply experienced people trained to keep you on track. Are there bad mentors? Probably, I know I have seen some employees hired into jobs and performed poorly... They are just paid employees trained to help you.

Yes I went through the entire process of talking on the phone with a Prosper "sales man", and I answered all of the questions. I will say though... they give you about 1000 opportunities to say "this is not what you want". They are trying to get you excited, they are trying to sell you... that is their job. This guy could have tried to close a sale the first day I talked to him, however he wanted to call back when my significant other was around...

What I did, after thinking that I didn't want to go with a Mentor... (I saw the job postings for mentors online and realized that, no outstanding expert is going to apply for this)...(However, I think its not a bad idea seeing as some people just need a push to keep motivated)... (You could pay 8000 in college tuition and come out with no practical experience.... a scam I falled for once already).

Ok, so what I did instead of a mentor, is said "I want your online resources and a text book, but I don't want to pay for a Mentor... They happily accomodate me, and the result is.... for $50 per month... yes $50, I have access to the online resource centre, and the coach hotline.... the only difference is that I have to call the coach, he doesn't call me.....

In closing.... The people on the phone want to sell you the highest priced services that they know you can afford... It's their job... If you are in sales you know that you don't just up and say "I think the $40000 house would suit you more than the $300 000 one" .

I guess my current attitude is : great marketing, great idea... if you pay for it.... WORK HARD FOR IT.... but try to workout a better deal for yourself.

[TomFr]

I have seriously considered enrolling in Prospers program and nothing on this board leads me to believe that i shouldn't. Companies that are scams usually arent around that long.

I have done quite a bit of research and have found that there are literally dozens of companies just like Prosper out there. But by the looks of things Prosper is the best one. Nobody wins an award from Ernst and Young without being thoroughly checked out. If they were publicly promoting a scam it would be the end of them. While i have found some negative things about them online i have also found several positive things. i am still investigating this company, but contrary to everyone else on here i felt very comfortable with the guy i spoke with and chances are i will probably sign up. i will keep you posted.
Tom F.

[fattryan]

All I have to say to anyone reading this is please take everything you read with a grain of salt....after all, this is the internet folks!

From someone who has first hand experience working with Prosper, understand that the majority of people who are angry, upset, and claim that people are scamming them do it because human nature is to blame instead of questioning yourself.

Not only did they win the Ernst & Young award, but if anyone actually knew the owners and the people that run the company, they wouldnt say the things that are being said.

Just for those that are on here looking for honest opinions and real answers to their questions and wanting to consider Prosper's services, you will really want to consider some credible sources. The BBB, Ernst & Young, etc.... There are many on here probably looking for some real sincere advice on what to do with major important issues concerning where,how,when,and why to invest and make major life decisions...do what you need, but dont listen to the opinions of those who are seemingly disgruntled for one reason or another...and certainly dont expect them to admit that the failure or lack of return was at all their fault! Its like asking for advice on purchasing a microsoft computer from Steve Jobs!

[borisf96]

From someone who has first hand experience working with Prosper, understand that the majority of people who are angry, upset, and claim that people are scamming them do it because human nature is to blame instead of questioning yourself.

One of more popular scammers excuses: do not blame program, blame yourself.
For farther information. If they offer mentoring program it is a scam. If they offer "boot camp" it is a scam. If education cost more than $50 an hour(especially over the phone or Internet) from some mentor it is a scam. If their product has no real value(e-book) it is a scam. And specifically if the product is self-help book it is a scam.

[fattryan]

case and point. good luck.

[fattryan]

yes, the boris guy is right...

also, to add to the list: your mom is a scammer (she never really loved you), the grocery store is a scam (dont buy food, because also food is a scam), positive people are a scam, optimism is a scam (nothing works out ever anyway), rich people are a scam, money is too, success is a scam, oh school and college are totally scams, scams also are considered scams, smacs is scams spelled backwards and you know what that means....yup, scam!

But wait, theres more! If you act now, you will also receive a scam in the form of birds ( i mean who really flies anyway?), words are scams probably, the word probably is probably even a scam!!! You got bees, carrots, cars, plasma tv's, mexico, greenland, emoticons, babies, paper, numbers, red, blue, yellow, green, and beige that are all scams, buttons, noses, nose hair, and feces that are scams too!

I think probably, and Im sure my friend Mr. Yeltson here would agree, that the only legitimate thing out there is nothing. Yeah, thats right folks, live in a cave, hate the government, hate society, everything established, and anything that promises something more that just sitting there miserable, broke, unhappy, fat, lazy, and enslaved to your dream job that youre in now.

And most of all, enjoy and do question everything! See you at the bottom!

[rainman]

was that post a scam?

I have to say i finally, after reviewing and researching for about 2 weeks, joined prosper learning at the $50 a month entry level. I believe that this will be good investment and will keep all posted on what comes out of it.

By the way the representatives that i dealt with from prosper were not pushy did not try to use high pressure sales and did not ask for any type of detailed financial information. The closest that they came to asking for personnal financial information is would you be comfortable spending this much money, and would you be able to pay this without putting your other personnal finances at risk.

************************************************** **************sso far they seem all right to me

[quiplash]

I too joined Prosper after spending a few hundred dollars on other offers that yielded zilch. Why? SIMPLE!!! Their training course is expensive but I've already learned quite a lot between the course and my mentor. If this education results in nothing but education then I've still gotten what I paid for. Sure the info is probably available if you have the luxury of being able to invest countless hours at Google. I can't. I've invested in education and that's what I'm getting. I know how to say NO so if they try to milk me with promises as I go on, I'll deal with it and keep my wallet closed. I'm an adult, I know a sales pitch when I see one and won't be seduced by greed. Remember the old adage "if it sounds too good". I just want to get what I paid for, and I'm satisfied with that.

[tomcat0129]

My wife and I have very recently signed up with Prosper Learning, then had second thoughts and backed out (we think) but encountered great pressure to stay "in". We cited great discomfort based on bad "press" found on this and other sites. Our sales person claims to be very high in the organization, (and I have no reason to question this) and had a rebuttal available for every story. I told him that, if he really wants to earn my comfort with the organization, let me do some independent research on them and talk to some past and present "students".

Some of you seem to be using a "discount" version of their services. We were not made aware of this option and were led to believe that the minimum program cost about $6500, which is why the "bad press" concerned us so much.

I would very much like to hear about your experiences and results with Prosper Learning programs.

[HmBizTeam]

Thanks to all. I was approached by a Mentor/Learning Director today & as some of you have mentioned....they did the "selective few" sales approach, and found out "what buttons to push, past job loss and medical bills" & then I will soon have a Senior Director call me. The Ernst & Young award was mentioned, and the questions about "how much available" on your credit cards was asked. Something tells me that "it'll be JUST that $$ amount of available credit" that will be my cost to enter the program to make REAL $$$!

This site, and your opinions and experiences have saved me more times than I can say.

I, too, have experienced hard times, and would LIKE TO GIVE BACK, if I can ever get out of debt. AND would like to find "something" that will assist in wealth building. But, you know somehow, I find it hard to sink so much up front cost .. and only get into GREATER DEBT. As a Christian, I need to believe in something in order to bring others in (and it seems that some of these scams are only things that I'd be embarrassed about....). I couldn't do that to others.....and it seems so easy for some.

But, this site, and many of you are friends in the same goal. IN THIS WAY, WE ARE HELPING OTHERS......from falling prey of these people.

Thanks AGAIN!!!

Sincerely,
HmBizTeam :)

[Willis Garn]

Any of the positive comments in this thread are FAKE. The cheap salesmen at Prosper will lie, cheat, and decieve you to buy the program. They will even pose as "Success Stories" in forums to influence you. Low level, cheap, slick, doing whatever it takes to decieve people.

Lets get something clear YOU are not "part of a SELECT GROUP of PEOPLE" That Robert Allen or Donald Trump has chosen. You are being

They will DWELL on your PAIN until you buy.

They position the program as having LIMITED SPACE or LIMITED TIME.

They make up FAKE titles like "SENIOR EXECUTIVE OF ADMISSIONS" or "DIRECTOR" to build crediblity.

Randy Garn and Ethan Willis are millionaires by GRINDING THE FACE OF THE POOR into the ground so they can pad their wallets.

2 Nephi 28: 8 (Book of Mormon)

8 And there shall also be many which shall say: Eat, drink, and be merry; nevertheless, fear God—he will justify in committing a little sin; yea, lie a little, take the advantage of one because of his words, dig a pit for thy neighbor; there is no harm in this; and do all these things, for tomorrow we die; and if it so be that we are guilty, God will beat us with a few stripes, and at last we shall be saved in the kingdom of God.

[fattryan]

You must have been fired from prosper at some time or another...or quit because you didn't work hard enough..what is YOUR name if you are going to call out other good people by theirs?

Oh, and nice BOM reference! That is such a Utah member thing to do....good luck in your life!

[jemfeb]

I just finished my 6th week mentoring with Prosper Learning. And on my 90th day, the monthly payment for the additional cost of $2K for the program will be charged on my account. I have already withdrew from my son's college fund $2k for the initial cost for this program.

I wish I have researched & found this forum before I invested on Prosper which money I didn't have. I am on a disability & I was desperate to supplement my income. The $4K plus, I invested with Prosper is blood money and now I am finding out I could have gotten for a lot less and more efficient.

Mentoring in Real Estate is best performed not by telephone or e-learning. The mentor should be available & located in the same location as the student. Consultation is so much enhanced that way. Students are best served by mentors in their local areas.

I was made to believe that I would be hooked up with local mentors in my area. I haven't made money since my 60 days in the program. I have just trying to absorb everything that I could.

[investor1]

I had been reading these posts for sometime and went back and forth wether to post or not , but decided I had to share my story .

I came into some money from the passing of a uncle. Not knowing what to do with this money I figured it was as good a time as any to get into the real estate or some kind of investing. I got a call from Prosper and asked what I felt comfortable investing. I checked them out and found good and bad, but I checked with the Utah Consumer Protection and was told that they can not recomend any programs, but have found Prosper inc. to be responsive to the customer issuse and have no oustanding compaints and have never been on thier "Buyer Beware List"

So, I thought I would give it a shot. So I started the coaching It was hard and scary and called student care talked with Devon and e-mailed him at home between him and our coach Robert. I bought a duplex we initiated this seller with a small lease payment only and got his pay-off when we sold the duplex .

The property had some minor problems and we put money into the fix-up, but we did not complain since we knew it would be in the positive several thousand dollars in profit ( and in the end it was after neve racking few months). we are now looking for more bulidings . For anyone thinking about buying real estate, but afraid to do so, I say do it. If not with Prosper , use a company you feel the one you feel you can trust. I love talking to my friends about my investment and Prosper and Robert G Allen!

P.S-We Are now Doing Stock Market

Jim L. Bransen

[lisan23]

After asking several real estate investors that have been doing it for over 15 years, they told me that most real estate packages you purchase do in fact work. The reason people scream scam is because they actually never made any offers or bought any properties. So I guess have a simple question for those who say Prosper is a scam - did you make any offers and buy any properties?

[reinv1]

I am a past student of prosper inc. (real estate). I joined at the beginning of 2005. Much of what I read in here struck close to home. Knowing what I know now there are definitely some conclusions I have drawn.
I do believe that the money they charge for their services is what ever amount they can get from you.
I believe the amount I paid was far more than what the services they provided were worth.
I do believe I was promised more than I received. To a name a few- the lead generator, large networking group, guaranteed success (if I kept my promises), and help starting my business.
I believe they mislead me in the initial phone calls- qualifying me, amount of money for the education, guaranteed success and lead generator.

This is what I know. I know that after my schooling was over I was definitely not $10,000 richer. I know they did nothing to keep in contact with me following that time to see about my satisfaction level or success level. I know every product they pushed cost me more money.

I also know if I never dumped that ridiculous amount of money into an investment or dream I wouldn't be here today. It’s almost two years later and after Prosper inc. I continued to learn all I could on my own. I took what little knowledge I learned from them and found out more through other sources. Yes I think they are overpriced and misleading. Yes I think the coaching sessions are vague and semi informative at best.But I guess I had to start somewhere. No, I don’t think it was a mistake, foolish and hasty, but not a mistake. I no longer wait tables and I’m a full time Investor. Still struggling every day, but doing what I want to be doing because I sunk myself so far in I couldn’t quit. I’m making some money now. No where near the amount of their “average student” though. So they probably wont want my story.

[lisan23]

reinv1 - have you looked into buying pre-foreclosures or foreclosed properties? I think that's where most the $$ is.

[reinv1]

lisan23- I have looked into both. I have a little more luck with the pre-foreclosures because of how I can leverage. But I do think there is money to be made in both.

[lisan23]

Agreed, I think that's where you can make the most $$. If I had the cash to buy a house I'd do it.

[investor1]

reinv1
Have you called Devin in student care? he will listen to your siuation and do what is fair. I know this for a fact, because he helped me by re******* a portion , for investments (it was fair). His home email is devin_willis@mstarmetro.net and his work e-mail devin@prosperlearning.com. Tha was my experince and I love that I went with them and I learned so much more . (I got my money’s worth)

[super-poor-now]

I dont know what this person learned but it shows how much they been scammed! The materials prosper use are completely outdated! 5+ years old! I was one of the students that was scammed by a initial prescan stating how much I want to make per month and they can make it happen. Complete BS! I paid 15K for a course I wouldnt pay 10 cents for If I seen the materials! The coaches were not up on the technology or marketing as after 1 year I couldnt make 1 dime with their step by step coaching! I compete against people with master degrees in my current job and am very successful in what I do, NOT because of anything I learned from prosper! DONT WASTE YOUR MONEY and invest it in a real education or business classes!

My wife couldnt believe how much the stupid course and heard everything I discussed with them and said you are teaching them more than they are teaching you!

I think this is a scam and will fill more in after I deal with the lawyers in getting my money back!

I cant believe that Mr. Allen is tied to such a scam!

[lisan23]

Haha, good luck getting your money back. Prosper definitely isn't the best real estate investing course out there, and you must not have done much research before purchasing it. FYI - most things you can get for free or a lot less than what you paid for it. But there is money to be made in real estate, it's a simple truth. You just have to know how to make it.

[pyrusman]

Originally Posted by Willis Garn

Any of the positive comments in this thread are FAKE. The cheap salesmen at Prosper will lie, cheat, and decieve you to buy the program. They will even pose as "Success Stories" in forums to influence you. Low level, cheap, slick, doing whatever it takes to decieve people.

Wow. I wonder if this is really the opinion of people on this board. If comments are to be disregarded simply because they are positive, then there is a complete lack of objectivity here, and this board is useless.

I do think you are correct in that there are those who will pose as someone they are not for the sole sake of deceiving. However, these persons are not limited simply to the yeah-sayers.

When people feel taken advantage of, often there is little good that they can say about the experience.

I am currently in the process of disputing charges I assessed when trying to work with the Mentoring of America program. Nonetheless, I am not yet jaded against the idea of working with a mentor. The truth of the matter is that I do have limited time, and the mentoring program in theory is very appealing. I have spent the past few hours combing over this site and other sites in attempt to acquire insight that I had not sought when initially buy into the John Beck program. Had I, I would not have gone with them.

Nonetheless, I am still open to the Prosper, Inc. program. Or at least, have not yet been dissuaded from further consideration. My experience with the sales rep thus far as been quite pleasant. I was told about tuition cost upfront, and while he was anxious (after our second conversation) to get things rolling, he was not pushy at all when I requested more time to review the articles he referred me to (including the E & Y award.)

I think there is much to be gained from both the positive and negative responses listed. I wish it were easy to attach a lie-detector to each message, but it will not be. In the end, we will all act in accordance to our comfort level at that time. It takes money and time to make money. The less money you have to invest or invested, often the more time it takes.

I am an optimist. I do believe that there are well intending people out there with sincere desires to share there knowledge and wisdom for the good of others. I am that way, and I doubt that I am alone. Yet, there are those that will prey on the good intentions of others.

Earlier messages pointed me over to the http://badbusinessbureau.com/ site. I looked up Prosper, and I did see a number of complaints. I also saw that in most, Prosper did refund their fees. I also noted that these cases were generally over a year ago.

As for a mentor, what good is a mentor if the did not attempt to encourage you at the point that you were ready to call it quits? Again, this can play both way, and our individual propensities will lead us to infer their motives one way or the other.

Well, I have more responses to read, and some praying to do before my wife and I decide to invest in another program. I do know that without sufficient training, it would be a long, ardious road.

If we sign on, I will let you all know.

Thanks for your time, and all of your insightful comments.

[bva]

run fast these guys are scammers i foolishly spent 9140.00 got a bunch of junk the so called mentors tell you to look in the want ads for propety and get a realestate agent sage advice PUUULEEEZE mostly they have no clue you probably know more than they do. take my advice save yourself alot of time &MONEY buy the book realestate for dummies do what it says

good luck
bva

[bva]

scam dont do it check the rippoff report .com it will open your eyes

run fast they only want your MONEY buy abook realestate for dummies it has what you need
good luck bva