Greenzap? Latest Greatest Payment Processor

[philliplewis]

My bank suntrust is going to return the check $100 and then refund it back and the $70 fees but this is as a goodwill and not cos they have to.

they told me that as I gave greenzap my info then its not fraud (866 4933446) sun trust fraud if anyone needs it

I gave them the info and not to then use it to steal monies from my bank.

[richardboyce]

On 02-05-08 Pursuant to NRS Section 78.347 the Eighth Judicial District Court of Clark County Nevada appointed a custodian to appoint new officers and board of directors for GreenZap. The custodian is further authorized to take any and all action on behalf of the company permitted by NRS Section 78.347.

The custodian has determined that the current corporate shell of GreenZap is no longer associated with previous management, has no assets or business operations of any kind. The custodian will seek to bring GreenZap's charter current with the Nevada Secretary of State, uncover any corporate obligations and determine if said obligations if any can be settled. The custodian will make periodic reports to the court on any progress.

[ThereFanboy]

http://www.ripoffreport.com/reports/...Off0353566.htm

[richardboyce]

OK I get regular updates on where DW is at but does anybody have the latest on Linda Murphy?

For the rest of the original Zappers it's business as usual.
Still doing what they know best, scamming the rest of the world.

[EagleOne]

Originally Posted by richardboyce

OK I get regular updates on where DW is at but does anybody have the latest on Linda Murphy?

For the rest of the original Zappers it's business as usual.
Still doing what they know best, scamming the rest of the world.

Last known report was she was working for Intuit.

[richardboyce]

Now that Greenzap has finally hit the bottom I wonder if Jeran Wittenstein of the San Diego Daily Transcript would be more willing to retract his story.

By promoting Greenzap as a legitimate business they became part of the scam and they have so far refused all requests to withdraw the story and publish an apology.

Their part in it should not be forgotten and I wonder of Jans new employers, The Bloomberg News are aware of his in depth research of Greenzap.

[richardboyce]

The Google spider is due so I thought I'd repost this.
Investigative reporting at its finest.................


Friday, February 03, 2006
editor@sddt.com
http://www.sddt.com
Source Code: 20060203czg

News Release:

Bloggers target online-payment firm GreenZap as a scam

By JERAN WITTENSTEIN, The Daily Transcript

Friday, February 3, 2006

GreenZap Inc (PNK: GZPN, News), an online payment service headquartered in La Jolla, has come under fire from a number of blog Web sites, alleging the company is fraudulent.

The sites, www.greenzapscam.com and www.scam.com, are full of postings leveling accusations that the company is confusing and misleading to they are the biggest scam of 2005.

But according to GreenZap CEO Damon Westmoreland and President Alex Sonkin, the Web sites are libelous and are themselves a scam, designed to take advantage of the firm's more than 600,000 members, cause fear and ultimately generate money by generating hits to their blogs.

It's a very underground society of people who dont do much, who either generate sites for the purpose of revenue or strictly because they dont have anything better to do, said Westmoreland.

GreenZap offers a service similar to PayPal in that it offers customers the ability to make a secure payment over the Internet. But instead of charging customers a percentage of the transaction, as PayPal does (sometimes as much as 2.9 percent), GreenZap charges a flat fee per transaction, from $1 to $2 depending on membership status. In addition, GreenZap offers a bonus: Webcash, which can be used at more than 400 online retailers, such as DirectTV or Starbucks, or as a means of payment for the transaction fees.

GreenZap began a pre-soft registration campaign in the beginning of April 2005, offering potential registrants $25 in Webcash and an additional $5 in Webcash for each additional customer registered using a customer referral code.

According to Westmoreland, by the time GreenZap officially opened, in June 2005, membership exceeded 200,000, and the Webcash incentive had been so popular they decided to up it to $50. By November 2005, GreenZap said it had over 600,000 members.

Then came the bloggers.

Westmoreland and Sonkin first noticed greenzapscam.com in August. I was shocked that this industry even existed. It just opened my eyes and made me question a lot of what I was reading. It forced me to look at the motivation when someone writes things and posts them on the Internet, said Sonkin.

Greenzapscam.com proclaims, After doing some research on GreenZap, I have found it to be a very suspicious outfit! Read this site as I track the progress on this whole GreenZap fiasco. Only facts are posted here ... YOU determine if GreenZap is a scam. Directly underneath this posting is another statement: Want to make a donation or advertise on this site? Contact me now!

The person who runs the Web site, who requested anonymity citing shyness, stated in an e-mail,My site merely compiles facts and user opinions, and reading through all the posts may give you a better idea of whether GZ is really a scam. The person claims to have been conned by GreenZap but wouldn't elaborate.

Posts from bloggers on the site also claim that GreenZap members have been deceived and cheated. The California Better Business Bureau has a record of 32 complaints filed by consumers unhappy with GreenZap, but all 32 complaints are listed as resolved, which according to the BBB, means there was a goodwill effort on behalf of the company and the consumer was satisfied. In comparision, the BBB has logged nearly 4,000 complaints in the last 36 months regarding PayPal.

Bloggers claim that GreenZap is not domiciled properly or is domiciled outside of the United States to avoid legal issues. According to the California Franchise Tax Board, GreenZap is an active corporation with no issues to report.

Perhaps the most damaging claim bloggers have leveled at the company is that CEO Westmoreland is a con man with a history of fraudulent business endeavors.

According to Westmoreland, both in a phone interview and a short, self-authored biography written to address the charges leveled at him in the blogosphere, he has never taken part in a fraudulent business and has never been convicted of a crime (although he does admit to having tax complications with one of his first companies, Tele-Card Network, which eventually forced him into bankruptcy).

According to Sonkin, Westmoreland has built 18 different companies and has an exceptional understanding of Internet startups. Sonkin himself worked as a derivatives trader in Chicago for seven years and later started Strategic Business Development Group, a marketing consulting company in New York.

Westmoreland and Sonkin claim that two months ago they were contacted by greenzapscam.com. By e-mail, an anonymous representative of the Web site offered to sell the domain to GreenZap for $5,000. Westmoreland declined.

“Paypal and Overstock.com are both experiencing this. For example, if you Google Paypal, the number one site that pops up is Paypal.com. Second is Paypalsucks.com. Third is Paypalwarning.com. Because of the amount of traffic our Web site generates, we adversely draw attention to these types of sites. Traffic means revenue, said Westmoreland.

This type of blog assault can have a serious effect on business.

These kind of sites have been around a long time. It certainly can have an impact on sales and public perception. But the blog is a much more immediate way to do it, said Andy Serwin, a partner with Foley & Lardner LLP in San Diego who specializes in technology and business law.

Still, Sonkin said the attention generated from these types of sites have been more of a nuisance than an impediment to business. We hate seeing that there is some confusion, but we're confident that the truth will prevail, he said.


Send your comments, thoughts or suggestions to jeran.wittenstein@sddt.com

[ThereFanboy]

Anyone want to answer this goof?

http://qna.rediff.com/Main.php?do=ge...estid=10226267

therefan

[richardboyce]

Originally Posted by ASD Members

We could use your help:

I doubt you'll find it here.

Anybody got any new Greenzap news to share?

[bob Sterling]

Not only will anyone on this site support ASD Cash Generator's petition, I personally know that someone who Damon Westmoreland deemed a detractor and tried to sue at one time to shut him up....Wayne Tidderington Jr.....is in Washington DC meeting with the same US Attorneys ( their bosses actually) with a huge file on Damon Westmoreland......the FBI has had an investigation going on now for over a year so it was time to move things up the the DOJ......Wayne usually accomplishes whatever he sets out to do....and if Damon is in his gun sights, then it ought to get interesting.....


Bob

Originally Posted by ASD Members

We could use your help:

Ad Surf Daily Members Fight Back Nationwide - Petition The United States Senate.

Whereas the members of (ASD) Ad Surf Daily request the United States Senate hold hearings, and investigation of Mr. Michael

B. Mukasey Attorney General, Mr. William Cowden, Mr. Jeffrey A. Taylor of the Attorney General Office, and Mr. Roy Dotson

Special Agent United State Secret Service, and (ASD), and, we the members request that ASD members funds be released, and ASD

resume business. For more information: http://www.ipetitions.com/petition/asdmemberspetition

[richardboyce]

Damon Westmoreland has been trying hard to bury his past by setting up multiple websites as spotted by therefan a little while ago.
I'm happy to say it hasn't been a roaring success.
Try "googling" Damon Westmoreland and you'll see what I mean.

Whatever the final outcome of his involvement with Greenzap there are a few of us who will make sure he will have to change his name if he wants to cover his past.
Luckily his massive ego will make this very unlikely to happen.

Good luck to Wayne, some of us have been petitioning for the past three years without any real success, other than to see Greenzap finally hit the bottom.

It really sticks in my craw to see not just DW but many of his former associates still conducting business as usual.
All we can do is to continue to make life diffuicult for them until they change their ways.

[EagleOne]

One thing is for sure. If Wayne is on the case, DW should be shaking in his boots. A man of few words, but 100% action. Just what DW doesn't want happening to him. It will be interesting to see what Wayne can do.

[bob Sterling]

Originally Posted by EagleOne

Last known report was she was working for Intuit.

She still works for Intuit...got the phone number to her desk if y'all need it....bob

[richardboyce]

Originally Posted by bob Sterling

She still works for Intuit...got the phone number to her desk if y'all need it....bob

I wouldn't mind having a chat with her boss, which branch is she at?

[richardboyce]

Originally Posted by herrajohny

hope a better article

Can somebody translate this post?

[richardboyce]

Originally Posted by bob Sterling

Wayne Tidderington Jr.....is in Washington DC meeting with the same US Attorneys ( their bosses actually) with a huge file on Damon Westmoreland

It's been a month, what was the outcome of this meeting?

[monkeylick]

Only thing new I see is that the stock name has changed.

Blue Star Opportunity

OLD
http://finance.yahoo.com/q?s=GZPN.PK
NEW
http://finance.yahoo.com/q?s=BSTO.PK
Message board
http://messages.finance.yahoo.com/mb/BSTO.PK

[cherrybomb]

Following up on the Mazumah/Sabawa check fraud mess. Back in March I filed report with the IC3 site and last week an agent at the FTC contacted me for copies of the fraudulent checks.

They are finally beginning to follow the money to try and stop these thieves.

[Greenzapped]

Damon is at it again!

http://greysoncapital.vflyer.com/hom...r/home/1916612

Looks like our friend Damon Westmoreland has been making new friends wherever he goes! Remember the recent post left by the fellow who met Damon at a bar in Encinitas? If you recall, Damon was boasting about his new digs up on the hill above the Del Mar Race Track. He's now being evicted and may be robbing property of the rightful owner.

https://www.secure-session.com/files/20/114603/1360801865/349C349AD7/i/Westmoreland_Eviction.pdf

Damon's current whereabouts (for another day or two):

365 Longden Ln
Solana Beach, CA 92075

I'm shocked that Damon has still never been brought to justice. I'm certain he will inevitably be charged for his crimes....... but when!?!?

We must continue to keep our eye on this criminal and do our best to expose him to new potential victims.

[richardboyce]

Another month past and still LE drags its heels.
Nice going DW, looks like you got away with it again.

But we'll be watching out for ya!

[richardboyce]

Originally Posted by EagleOne

One thing is for sure. If Wayne is on the case, DW should be shaking in his boots. A man of few words, but 100% action. Just what DW doesn't want happening to him. It will be interesting to see what Wayne can do.

Looks to me like he didn't do much at all.

[Mostwanted.inc]

Greenzap? hasnt anyone heard of Paypal?

[richardboyce]

Haven't you heard, Greenzap is Paypals biggest rival.

[richardboyce]

Some people really need to get a life.
Getting back to Greenzap, any news of an arrest yet?
This questions especially for you Eagle One.

[EagleOne]

Originally Posted by richardboyce

Some people really need to get a life.
Getting back to Greenzap, any news of an arrest yet?
This questions especially for you Eagle One.

I haven't been following this for quite some time now, as I have been involved in 3 other major scams. All the information has been provided to all the necessary law enforcement agencies. It is now time for them to do their thing. As to why nothing has been done I haven't a clue except to say I don't think DW is that high up on their list of priorities it seems. His is not the only case in the San Diego FBI office, and they have limited resources to devote to all their cases under investigation.

I have led the horse to *****, but I cannot make him drink. I haven't even had time to see what happened with the DW and EcoEnergizer lawsuit that was to be heard the latter part of October. The last thing I knew was Wayne Tidderington had met with the U.S. Attorney in Washington, D.C., but I don't know the outcome of that meeting. Not the news you were hoping for, but it's all I know at the present time.

[EagleOne]

In regard to the DW and EcoEnergizer lawsuit in San Diego, there were only 2 defendants left, Bennie Bob Moore and one other gentleman. Neither showed for the 12/12 hearing, and DW won a default judgment. This was a hollow victory since neither defendant has any money, so nothing to collect.

Part of the problem, I think, was Bennie Bob could not travel due to his conviction in Virginia and limits on his travel, but since there was no money to collect it would have been a waste of time to come for the hearing to hear two con's battle it out to see which one was the best liar.

I have heard some mumblings, but nothing that can be substantiated so won't comment at this time. All I can say is DW is still in the crosshairs.

[jdc12]

Hi my name is Ana. I am new to this board. I Just Want to say hello!

[richardboyce]

Looks like we finally got rid of this once and for all.
Both the Mazumah and Greenzap websites are now finally offline.

Thanks to everybody who contributed to the downfall of Greenzap if you ever drop back here.

Richard.

[TK2]

This is a copy and paste from an answer I posted on another site, but it may help someone here as well. I had all but forgotten about GreenZap...

If DebitCard123.com or GreenZap.com sounds familiar in any way - change you bank account now!!!

I KNOW these companies are connected in some way. I had a checking account that was mainly used as a savings account as it had a great interest rate. I wrote three checks a year from that account to the same people for the last 10 years, so the account info itself was not out there much to begin with.

The one and only time I ever gave the account info out was to register with GreenZap - back in 2005 or 2006. The more I learned of the company the more it just didn't sound right, so I never used their 'service'. No transactions were authorized, no transactions took place, and I basically forgot about the company until recently.

At the end of 2008, a withdraw of 119.95 showed up on my statement. After getting more info from my bank, it was in the form of a check made payable to DebitCard123.com (memo area said Inquiries call 888-384-4823, signature area said 'Authorization on File'). I looked up the website, tried a WhoIs search, and called the number thinking maybe it was a honest mistake and easily fixed... wrong.

The following month another 2 bogus checks were submitted - one for just under 10.00 and another for 129.97. The smaller one cleared, but was able to stop the larger one just because the bank knew something was going on from my previous contact with them and they called me.

Another interesting angle is the same day this account was closed DebitCard123.com tried doing ACH (electronic) transactions. One was for a deposit of .13 and then a withdraw of 1.25. It seems this is common practice for fraud people to see if the account is still open.

Point being, once your information is 'out there', be it with an existing company, one that was sold, one that went bankrupt... whatever - your account info is still there sitting in someones data bank - be it the company itself or a process agent they use.

Both of these companies speak for themselves - claiming to provide international 'service', while hiding their true identity and any reals means of contacting them. Check archive.org or a WhoIs search.

Do yourself a favor and have some peace of mind in the future, if you EVER gave GreenZap your info, or if DebitCard123 has shown up anywhere on you statements, change your account ASAP...

[richardboyce]

This is all I could find regarding Debitcard123.


LINKY

[ThereFanboy]

http://www.fc.state.tx.us/ALJ/DECIDE/b2262-06551.htm

Proposal for Decision
No. B2262-06-551



In the Matter of:
GreenZap, Inc., and Damon Westmoreland
La Jolla, California

§

§

§

Before the Banking Commissioner of Texas
Austin, Travis County, Texas

Proposal for Decision

This is an enforcement action against GreenZap, Inc., and Damon Westmoreland, La Jolla, California (Respondents). The Texas Department of Banking (Department) is represented by Assistant General Counsel Shannon Phillips Jr. (Mr. Phillips). The Respondents were properly served with notice of this action.

Findings of Fact

The Notice of Hearing in this case, setting the hearing for May 23, 2007, was received by the Respondents by certified mail, return receipt requested. (Exhibit Nos. 11 and 12)

The Respondents, through their attorney David M. Levy, contacted the Department on May 22, 2007, and requested a continuance of at least 21 days. (Exhibit No. 16)

The Department agreed to a continuance and the hearing was rescheduled for July 12, 2007. (Exhibit No. 16)

The Respondents received notice of the July 12, 2007, hearing by a May 30, 2007, 2:31 PM email from Mr. Phillips to Respondents’ attorney David M. Levy and confirmed by Mr. Levy on May, 30, 2007, at 3:18 PM. (Exhibit No. 16)

Respondents did not appear at the hearing on July 12, 2007.

The Department has not licensed GreenZap to engage in the business of money transmission or advertise, solicit, or hold itself out as a person that engages in the business of money transmission in the State of Texas. (Hearing Transcript, Page 11, Lines 6 – 19)

On or about June 2006, GreenZap began doing business online as greenzap.com. (Hearing Transcript, Page 20, Lines 12 – 14)

Each registered GreenZap user has a GreenZap account where GreenZap holds the registered user’s money to later send the money held to other GreenZap registered users.

On September 15, 2006, the Department mailed a letter by certified mail, return receipt requested, to Alex Sonmin of GreenZap informing him that the Department had received information indicating GreenZap was engaging in money transmission business in Texas without a license, specifying the possible state and federal enforcement actions and penalties, directing GreenZap to explain why the Department shouldn’t issue a cease and desist order, requesting specific documents and a detailed description of the business, and informing GreenZap that it may qualify for a temporary license. (Exhibit No. 1)

Mr. Damon Westmoreland (Mr. Westmoreland) sent a letter dated October 12, 2006 (Westmoreland Letter), to Russell Reese, Director of Special Audits for the Department, in which he stated that GreenZap is an online shopping service that allows buyers to pay and sellers to receive payment through their GreenZap accounts. (Exhibit No. 2)

The Westmoreland Letter stated that: “GreenZap is an online shopping service … [hosting] two services, GreenZap Storez and … ZapExchange.” (Exhibit No. 2)

The Westmoreland Letter stated that: “GreenZap Storez drive traffic to external merchants…,” and “GreenZap users who purchase products or services from these merchants are transacting directly with the merchant.” (Exhibit No. 2)

The Westmoreland Letter further stated that: “…ZapExchange allows individuals and merchants to post non-sale and for sale items…,” where “…online shoppers can view and purchase items listed…using online check or credit card…,” and “…payment is deposited … into the sellers [sic] GreenZap account.” (Exhibit No. 2)

GreenZap’s website contradicts Mr. Westmoreland’s portrayal of GreenZap as merely a site where sellers post items for sale and buyers purchase those items and pay for them from their GreenZap accounts and sellers accept payment for items in their GreenZap accounts. (Exhibits Nos. 2, 3, and 4)

GreenZap’s website claims that persons with GreenZap accounts can “[s]end (or Zap) Money to virtually anyone with an email address.” (Exhibit No. 3)

A testimonial on the GreenZap website from a person identified as Jeremy L. states that his assistant got himself in a pickle in Spain and Jeremy, having $500.00 sitting in his GreenZap account, “with a click of a button…was able to get the money to him and help….” That same page states: “[s]end money to purchase an item online or pay back a personal loan. Whatever the need, GreenZap will help you get the money there quickly and securely.” The page continues by saying you can send money “to friends and family,” “as a gift,” and “to pay back a loan.” (Exhibit No. 4)

On November 21, 2006, Mr. Phillips sent a letter to Mr. Westmoreland explaining that GreenZap must either obtain a license under Chapter 151, Texas Finance Code, or change the GreenZap website so that persons identifying themselves as Texas residents cannot use it to send or receive funds through GreenZap. In closing, the letter asked Mr. Westmoreland to contact the Department within 10 days from the date of the letter to seek a license. (Exhibit No. 5)

Mr. Westmoreland did not respond to the letter from Mr. Phillips. (Hearing Transcript, Page 18, Lines 14 – 18)

When the Department did not receive a response to Mr. Phillips’ letter, a conference call was held on or about December 15, 2006, between Department representatives Mr. Phillips, Mr. Reese, and Mr. Loren Svor, a Corporate Analyst for the Department, and Mr. Westmoreland to discuss the licensing issue. (Hearing Transcript, Page 19, Lines 15 – 21)

During the December 15, 2006, teleconference, Mr. Westmoreland indicated that outside counsel had advised him that he needed a money service license. (Hearing Transcript, Page 20, Line 22 through Page 21, Line 1)

During the December 15, 2006, teleconference and by letter dated December 19, 2006, Mr. Westmoreland agreed that GreenZap would apply for a temporary license and a money transmission license. (Hearing Transcript, Page 21, Line 13 through Page 22, Line 7; and Exhibit No. 6)

Respondents did not apply for a temporary license or a permanent money transmission license. (Hearing Transcript, Page 23, Line 24 through Page 24, Line 4)

On January 30, 2007, the Department issued an Order to Cease and Desist Activity (Cease and Desist Order) against GreenZap, Mr. Westmoreland, as President and Chief Executive Officer, and Michael Bernstein (Mr. Berstein), Chief Operating Officer, which was mailed by certified mail, return receipt requested, to Mr. Westmoreland, Mr. Berstein, and Ms. Linda Murphy (Ms. Murphy), GreenZap’s registered agent. (Exhibits Nos. 7, 8, and 9)

GreenZap, Mr. Westmoreland, Mr. Bernstein, and Ms. Murphy did not appeal the Cease and Desist Order. (Hearing Transcript, Page 24, Line 25 through Page 25, Line 1)

The Cease and Desist Order ordered the Respondents to cease and desist from engaging in the unauthorized business of money services business in Texas, including advertising to and the solicitation of the public, whether conducted through their activities or the activities of others. (Exhibit No. 9)

On April 18, 2007, Texas resident, Jesse Saucillo, Review Examiner for the Department, registered for an account with GreenZap, as a Texas resident, using the pseudonym Jesse Saucedo. (Exhibit No. 10)

As late as May 7, 2007, GreenZap continued to have auction item listings for GreenZap registered users who were Texas residents. (Exhibit No. 14)

Based on the violations described in these Findings of Fact and the Respondents’ continuing history of violations and the violation of the January 30, 2007, cease and desist order, the Department has requested a penalty in the total amount of $154,000.00, which Mr. Reese said was calculated at $1,000 per day from December 19, 2006, to May 22, 2007.

On or about May 22, 2007, GreenZap disabled a portion of its website so that no one can register a GreenZap account with a Texas address.

Conclusions of Law

The Commissioner has jurisdiction over this matter pursuant to Chapter 151, Texas Finance Code and Texas Government Code, Section 2001.056.

Notice of Hearing in this cause was given pursuant to statutory requirements of Texas Government Code, Section 2001.051, et seq., and Texas Finance Code, Chapter 151.

Respondents knew that GreenZap required a license to engage in the business of money transmission for persons located in Texas, but operated in Texas without applying or receiving a license.

Respondents knowingly engaged in unauthorized money transmission with persons located in Texas in violation the provisions of Section 151.302, Texas Finance Code and Title 18 U.S.C. § 1960, and in violation of the January 30, 2007 cease and desist order.

The activity in which GreenZap engaged in Texas, receiving money from GreenZap users to transmit to other GreenZap users, whether for the purchase of auction items listed on the GreenZap website or otherwise, requires a license under Chapter 151, Texas Finance Code.

GreenZap violated Chapter 151, Texas Finance Code, by engaging in money transmission business with persons located in Texas beginning in June 2005 and continuing until at least May 22, 2007, which is a minimum of 690 days (June 30, 2005 through May 22, 2007) that the Respondents were violating Chapter 151.

Pursuant to Section 151.707(c), Texas Finance Code, the Commissioner may order a penalty up to $5,000.00 per day for each day a violation of Chapter 151, Texas Finance Code occurs.

Because Respondents do not have a money transmission license, as required under Section 151.302, Texas Finance Code, the Commissioner’s issuance, pursuant to Section 151.702, of a cease and desist order was appropriate.

Respondents violated the January 30, 2007, cease and desist order by continuing to engage in the money transmission business with persons in Texas at least until May 22, 2007.

The violations described in the Findings of Fact are subject to administrative penalty assessment pursuant to the Texas Finance Code, specifically, Section 151.707.

Respondents received notice from the Department of its violations of the Texas Finance Code, Chapter 154, but the Respondents did not correct the violations before the 31st day after receiving the notice of violation.

The requested penalty award of $154,000.00 is less than the statutory maximum and is fair and reasonable.

Respondents are jointly and severally liable for the administrative penalty assessed.

Recommendation
The above findings and conclusions considered, the Commissioner’s order to cease and desist was appropriate and the Department should recover from Respondents GreenZap, Inc., and Damon Westmoreland, jointly or severally, an administrative penalty in the amount of $154,000.00 plus costs of this hearing in the amount of $323.50.

Entered at Austin, Texas, ______________________, 2007.

Larry J. Craddock
Administrative Law Judge

Final Order

The Commissioner, after review and careful consideration of the attached Proposal for Decision rendered by Larry J. Craddock, Administrative Law Judge, dated September 14, 2007, and the Findings of Fact and Conclusions of Law contained therein, hereby accepts and adopts the Findings of Fact and Conclusions of Law as his own.

WHEREFORE, IT IS ORDERED by the Commissioner that GreenZap, Inc., and Damon Westmoreland, La Jolla, California, jointly or severally, pay an administrative penalty in the amount of $154,000.00 to the Department.

IT IS FURTHER ORDERED by the Commissioner that GreenZap, Inc., and Damon Westmoreland, La Jolla, California, jointly or singularly, pay the Department $323.50 as costs of this proceeding.

IT IS FURTHER ORDERED by the Commission that GreenZap, Inc., and Damon Westmoreland, La Jolla, California, cease and desist any prepaid funeral operations whatsoever for which a permit is required under Chapter 151.

SIGNED and ENTERED this ____day of _____________________, 2007.

_________________________________
Randall S. James
Banking Commissioner of the State of Texas

[ChrisN]

Looks like our old friend Nick Hetcher is back....

check out sqip.us

[richardboyce]

He never went away.
Just "google" Nick Hetcher.

He's a serial scammer.

[richardboyce]

More on Debitcard 123

LINK 1

LINK 2

[richardboyce]

Where is Damon Westmoreland today?

Has he seen the error of his ways and gone "straight"?

Or has he changed his name?

[richardboyce]

Hey therefan.

Remember all those domains that DW registered to try and hide his connection to Greenzap?

Take a look using Google.

Most of them have expired.

[richardboyce]

Around once a month or so I google "Damon Westmoreland" to see if there is anything new worth posting here.

I found this which some of you will find interesting if you ever find your way back here.

LINK

Here's another

LINK

John Gross is a name that many posters here will recognise.


LINK

[richardboyce]

Keep an eye on this thread

LINK

[justasking4u]

Hey Richard

What ever happened to Techie?

Looks to me like you are still looking for the old glory you had fighting the good fight against GZ.

Seems to me like you are no longer relevant as King Richard the dragon fighter but have become Don Quiot, with no more dragons to fight.

Greenzap and Damon have been destroyed. Lets move on shall we?

Ever hear of Chews For Health?

JAFU

[richardboyce]

I was never here for glory Jafo, I just want the man that threatened me and my family to serve some jail time.

And although we were successful in sticking a giant fork into Greenzap and Mazumah DW is still free to continue scamming.

If you look at the dates on our recent posts you'll see that none of us are here that often, just enough to keep the thread active and post anything new that might be of use to others.

[richardboyce]

My apologies Tom, at first I thought you were our old friend Jafo.

After reading your other posts and taking into account your interest in techie and NGBS it's my guess you're our old pal Prendergast.

How's DW? Are you still keeping in touch with him?

Techie sends her regards, yes we do keep in touch.

[Jafo]

I ain't no bottle blonde!!

[richardboyce]

Originally Posted by Jafo

I ain't no bottle blonde!!

Oops, my bad.

[richardboyce]

Originally Posted by EagleOne

All I can say is DW is still in the crosshairs.

I note that you haven't been around for some time now but I hope you still keep an eye on this forum because I wanted to ask you.......


Do you feel that you alone were responsible for bringing down not only Greenzap but PIPS also?
Is it your opinion that this thread played absolutely no part in the downfall of Greenzap?

[SweetJoanie]

Originally Posted by richardboyce

I note that you haven't been around for some time now but I hope you still keep an eye on this forum because I wanted to ask you.......


Do you feel that you alone were responsible for bringing down not only Greenzap but PIPS also?
Is it your opinion that this thread played absolutely no part in the downfall of Greenzap?

I have not been able to login as I keep getting a message saying I have to be added to a whitelist, whatever that is, and the admin won't add me. So using a friend's computer to answer your questions.

No, I was not the only person involved in the take down of PIPS. Myself, and several members of my team were responsible for getting the majority of the states cease & desist orders issued. That's what I said on our website. We had no role in the Malaysian authorities making their raid and shutting PIPS down. Some of our information was used in the criminal charges that were filed against the Marsden's, but to what extent that information was used to file the charges againt them, we don't know.

As for Greenzap, this forum was a major part of the attention given to GZ, but in itself was not responsible for the cease and desist orders issued.

What was important was the screen shots of all the pages of information provided here, and then supported with documented information to support and prove what was posted on the forum was true. Techie, Blanche, Therefan, Rober Rei, yourself, and a couple of others information did play a major role in the information gathering, and the documentation presented gave credit to all of you for your efforts.

The SEC got interested because of the potential transfer of money to unknown sources that could have been hostile to the U.S. They in turn were the ones who got the FBI on DW's tail.

The information assembled and given to the California Department of Corporations was what got the cease and desist order issued. They never viewed the forum. All they had to go on was the documentation presented to them that verified the screen shots of postings submitted were indeed the truth.

As stated on our website, we worked in conjunction with others in making these events happen. But for this forum solely to play a role, it played a very minor role in itself in the orders being issued. What was important was the ability to prove the information exposed on this forum were accurate and true by the documentation that supported the information posted here. They were not interested in forum posts by themselves, but the documented information and additional documents that showed GZ had violated the law.

The information provided to them was about 3-4 inches thick.

So to answer your question, if you placed a % on the forum solely playing a role in the cease and desist orders, it was about 10%. But combined with the forum posts and supporting documents and information was what caused the cease and desist orders to be issued. It was also knowing which agency and person to contact to get them interested in reviewing all the documenation to even consider issuing a cease and desist order. If left to this forum alone, they would never have been issued.

I had my hard drive crash, so I lost all my E-mail addresses. If you would likek to discuss further, then please shoot me an E-mail and I will gladly fill you in on all the other things I have left out of this missive.

EagleOne

[richardboyce]

Originally Posted by bob Sterling

I personally know that someone who Damon Westmoreland deemed a detractor and tried to sue at one time to shut him up....Wayne Tidderington Jr.....is in Washington DC meeting with the same US Attorneys ( their bosses actually) with a huge file on Damon Westmoreland......the FBI has had an investigation going on now for over a year so it was time to move things up the the DOJ......Wayne usually accomplishes whatever he sets out to do....and if Damon is in his gun sights, then it ought to get interesting.....
Bob

It has been suggested to me that you and Wayne are one and the same.
Maybe you'd like to comment?
And maybe you'd also like to inform us of the outcome of this monumental meeting with the feds in Washington?

[richardboyce]

Originally Posted by SweetJoanie

I had my hard drive crash, so I lost all my E-mail addresses. If you would likek to discuss further, then please shoot me an E-mail and I will gladly fill you in on all the other things I have left out of this missive.

EagleOne

By taking full credit for taking down PIPS and Greenzap your credibilty has gone down the toilet.

Having seen your website it's clear to me you're quite happy to let others do the work while you take the credit.
Whatever your opinion of yours truly how could you not mention Blanche, Jerry, Luv n Life, techie and a few others?

The answer is simple, anybody reading this thread from the beginning will see that your contribution was zip.

[SweetJoanie]

RB: Obviously you have selected reading comprehension. I did not say the team members of Eagle were the "SOLE" party responsible for the take-down of PIPS, which we weren't. What I did say was that members of our Team, working in conjunction with others, were responsible for the Cease and Desist orders issued in the states, and having other countries declaring PIPS was a Ponzi. At the time, Eagle wasn't even formed, but that is how I met many of the individuals who became a member of our team or volunteers.

In regard to GZ, you seem to feel that this forum, and this forum alone, was responsible for the Cease and Desist orders issued against GZ and DW. This is not true.

What is true is this forum prevented a lot of people from becoming a victim by joining GZ, but it alone did not cause the Cease and Desist orders to be issued. They were issued solely by the documentation provided to the appropriate law enforcement and government agencies. What really took DW down was his reverse stock plan. Without it, the SEC and FBI would not have gotten involved, nor would have the California Department of Corporations.

I have given everyone praise who posted on this forum warning about GZ and DW for their efforts right here on this forum.

You seem to believe that since one did not post from the very beginning about GZ and DW, they had no involvement in the demise of GZ, or could take credit for the demise of GZ. Not true. Just because one did not enter this fray from the very beginning of this forum, does not mean they weren't involved.

In fact, myself, as well as some members who became part of our team (and some who didn't), had been following DW since Jet99, and became involved with Mazumah and PAI. Long before this thread, and GZ, was even started.

The information that was presented here was excellent. Combined with the information our team had gathered, it corroborated our information. We cited some of the information gathered from here in our file submitted to the various agencies contacted. Every person's contribution we used was acknowledged in this file.

Had we not provided the various agencies with the findings of our investigation of DW from Jet99 on, the Cease and Desist orders would not have been issued. I know no-one else had bothered to put the information into a file and present it to any agency because they told me so.

Eagle wasn't even conceived until early 2007, and wasn't approved as a nonprofit by the IRS until Feb, 08. Long after PIPS, 12DP, WPI, CEP and GZ were started. Several like-minded individuals ended up becoming members of our team. Some didn't. Until Eagle was formed, we all acted independently, but also in conjunction with each other on various scams. None of us all worked together on the same scam until after Eagle was formed.

I did not enter the forum until a reference was made about Barry Minkow, who was a friend of mine, and I knew it was a lie. So I registered to post; but I had been reading this forum from late August after it was started.

But here's what I gladly do. For anyone from this forum who posted information exposing GZ as a scam and DW as a serial scammer, all they have to do is: 1. Contact me at our E-mail address on our website, 2. Give me permission to use your name, and 3. I will update the GZ posting on our website adding you to assisting in the stoppage of GZ. So Blanche, Techie, Therefan, LuvNLife, Jerry, Richard, and any others I have failed to mention, please contact me.

To find our website, just Google Eagle Research Associates, Inc.

[richardboyce]

Unlike you I learned to back up my files a long time ago.

Selective reading?
I've spent the past 7 months on Chemo and RT.
I've had plenty of time to go over some of our early correspondence, much of it contradictory.

I can't speak for others but I don't want my name connected to your website in any way.

Unless you want to continue this discussion I'll leave it at that.

[SweetJoanie]

RB:

I am so sorry to hear about your having to undergo Chemo and RT for the past 7 months. I pray that the treatments were successful. You are in our thoughts and prayers.

Wasn't aware my address books were not being backed up, and it is the only thing that wasn't. But they are now. Taught me not to rely solely on an outside source.