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  #1  
Old 10-23-2009, 05:49 AM
wolfftech wolfftech is offline
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Merchant Referral Solutions

Anyone ever heard of or dealth with Merchant Referral Solutions? I was called yesterday about a position selling merchant accounts for them. Thanks.


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  #2  
Old 10-24-2009, 08:53 AM
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Zaneypop Zaneypop is offline
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Re: Merchant Referral Solutions

It's a credit card processing company. You will be doing cold calling to businesses to open merchant accounts.




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  #3  
Old 10-24-2009, 12:33 PM
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dr poormouth dr poormouth is offline
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Re: Merchant Referral Solutions

The company's service is notoriously overpriced and slipshod.
They make their $$ off renting payment terminals at exorbitant rates on multi-year contracts that they will not break unless you throw lawyers at them.
Here's an old thread about a similar outfit: Crescent Processing


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  #4  
Old 10-24-2009, 06:18 PM
wolfftech wolfftech is offline
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Re: Merchant Referral Solutions

Appreciate the input. Thanks.


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  #5  
Old 11-04-2009, 12:00 PM
MerchantReferral MerchantReferral is offline
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Re: Merchant Referral Solutions

Quote:
Originally Posted by wolfftech View Post
Anyone ever heard of or dealth with Merchant Referral Solutions? I was called yesterday about a position selling merchant accounts for them. Thanks.
Hello Wolftech

If you have any questions in advance call us directly at 800-[removed by mod]



Last edited by No_Moron_Here : 11-04-2009 at 12:55 PM. Reason: contact info removed
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  #6  
Old 11-04-2009, 12:04 PM
MerchantReferral MerchantReferral is offline
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Re: Merchant Referral Solutions

Quote:
Originally Posted by dr poormouth View Post
The company's service is notoriously overpriced and slipshod.
They make their $$ off renting payment terminals at exorbitant rates on multi-year contracts that they will not break unless you throw lawyers at them.
Here's an old thread about a similar outfit: Crescent Processing
To Mr Poormouth

Clearly you have not done your homework but would rather post defaming remarks in forums which we monitor and address DIRECTLY.
Public Notice
This is to serve notice that WAYNE and LISA MALETTE are now being held libel for false statements and defaming remarks within this forum. aka BUDDY and EUPHORIA and LISA. MRS will defend itself to the fullest extent as allowed by law. Any person or persons making false statements will be placed in the same catagory. We encourage you to read the case against Wayne and Lisa Malette BEFORE you make a post regarding Merchant Referral Solutions.It is one thing to be unhappy about a purchase you made but it is another to make defaming remarks towards a company which you did NOT purchase various marketing campaigns, etc. from. Follow the LINK below.
http://www.merchantreferralsolutions.com/legal/mrs_v_mallette_complaint.pdf

Our direct number is 800-304-6970. Our goal is to work with as many people as possible and help them with their business.


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  #7  
Old 11-17-2009, 04:14 AM
nimrod nimrod is offline
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Re: Merchant Referral Solutions

Quote:
Originally Posted by MerchantReferral View Post
To Mr Poormouth

Clearly you have not done your homework but would rather post defaming remarks in forums which we monitor and address DIRECTLY.
Public Notice
This is to serve notice that WAYNE and LISA MALETTE are now being held libel for false statements and defaming remarks within this forum. aka BUDDY and EUPHORIA and LISA. MRS will defend itself to the fullest extent as allowed by law. Any person or persons making false statements will be placed in the same catagory. We encourage you to read the case against Wayne and Lisa Malette BEFORE you make a post regarding Merchant Referral Solutions.It is one thing to be unhappy about a purchase you made but it is another to make defaming remarks towards a company which you did NOT purchase various marketing campaigns, etc. from. Follow the LINK below.
http://www.merchantreferralsolutions..._complaint.pdf

Our direct number is 800-304-6970. Our goal is to work with as many people as possible and help them with their business.
And clearly Mr. Merchant Referral Loudmouth, you seem to forget that some of us have deeper pockets than others.
You might be used to intimidating little folks who can't fight back for lack of resources.
So how about you pick a fight with someone who can take you up for it all 10+ rounds?

I got deep pockets, and that's because I work for a living - and not as a working stiff! (no offense against the working stiff)

I also have a *very* good friend of mine who is right now being taken advantage of by one of your shamming sales people.
And just because she fell for his sweat & sour poison, I have to watch her go over the edge.
But at least I can have some entertainment watching you folks try to intimidate the likes of me.
Because trust me, you've never met the likes of me before. Otherwise you wouldn't be so careless in trying to intimidate people into submission in broad daylight.

Now that shyster of yours runs around, making claims that he has your outfits' written promise of payments topping $100,000 per month, based just on the revenue of one(!) rural gas station, to whose owner he sold your credit card terminal services.

ONE RURAL GAS STATION is supposed to net him $2000 a day, which then in his math amounts to $100,000 a month.
And the gas station owner was in turn promised an interest free "cash advance" of $25,000 from MRS, as an incentive to sign on to that shabby deal.
Just for signing up with your outfit...

He makes those claims with your business cards and on your letter head, while spending most of the day playing video games and not picking up his cell phone as it rings all day (-> angry customers trying to get their money back?!)

You want to defend that kind of lunacy in a court of law, THEN BRING IT ON MR.!
Got to get those lawyers of mine working some anyway. Getting lazy otherwise, that bunch.

I have witnessed his sales tactics, have overheard him on the phone with MRS and I know *all* your dirty tricks.
He has paraded his sales material in front of me and the ridiculous piece of scrap paper that functions as a contract with MRS.

Anyone who ever managed or owned a gas station knows the customer traffic there.
And to inflate those numbers for a rural station from $4000 a month, for in-store purchases, to $10000 a day (to calculate higher fees and make outrageous promises of "cash advances" towards the station owner), well I'm sure there is a legal definition for that kind of creativity...

So c'mon and try to intimidate someone of my size for a change ...
Where I eat lunch the likes of you aren't even allowed in through the back door.
Heck, we wouldn't even let folks like you pick the scraps up from the floor

From where I stand your outfit is A SCAM and now I state once more: Try to intimidate me Mr. and then I'll say "Welcome to the first day of the rest of your now very interesting life!"

PS: How about I stop by that gas station (I pass it every day) to simply tell the owner "google for 'Merchant Referral Solutions'"...hmmm not a bad idea

PS #2: How about I give my old buddy the DA a call and tell him a nice bed time story about a buckaroo salesman from MRS? Got his number on speed dial anyway...

PS #3: Does anyone know how to get in touch with Wayne and Lisa Malette? Like to lend the folks a helping hand here.
After all, we are supposed to "give back to the community" in times like these


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  #8  
Old 12-11-2009, 07:26 AM
euphoria euphoria is offline
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Re: Merchant Referral Solutions

The Better Business Bureau is on to them:

"Better Business Bureau is alerting consumers across the country about Maximum Business Concepts, a Phoenix-based company, also known as Merchant Referral Solutions (MRS) that targets unsuspecting consumers who are looking for a work-at-home opportunity.

According to BBB records, MRS began operating on August 31 of this year and has received significant file activity. Over 2200 consumer inquiries via telephone and web were processed by BBB since then, and over 700 of them in the last 30 days.

“Merchant Referral Solutions contacts consumers via telephone and offers them an opportunity to work from home as an ‘affiliate,’ selling credit card terminals to merchants in their area,” said Carrie Lorimer, BBB Director of Operations. “Once the consumer agrees to pay a monthly web hosting fee to sell their product, they are billed an additional amount for training materials that were not disclosed at the point of sale,” Lorimer added.
Complaints filed by consumers stem from refund issues to high pressure sales tactics. According to information in BBB files, customers purchased a business opportunity with MRS for $150 to $500 plus an additional $19.95 per month for a personal website. Complaints also allege that after the product was purchased, consumers were then contacted by affiliates of MRS and were pressured into purchasing an advertising campaign with costs up to $35,000.

MRS typically responds to complaints by stating they are not responsible for re******* their affiliates’ charges and that MRS charges are non-refundable.
MRS currently has an F rating with BBB due to the length of time the business has been operating, concerns about the industry in which it operates, and 21 complaints filed against the business, two of which were unresolved and three serious complaints. Additionally, the company has 12 pending complaints on file."


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  #9  
Old 12-17-2009, 05:30 PM
gotsnookered gotsnookered is offline
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Join Date: Dec 2009
Location: Denison Tx
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scammed by two companies

I joined up with Merchant Referral Solutions from which these two companies got their hands in the pot they are ABIZ and Super Solutions. They scammed out of over $8500.00 I reported them to the Better Business Bureau and Federal Trade Commission since one guy from ABIZ said he was a member of. So if anyone calls you if you have signed up with Merchant Referral Solutions and offers to sell you leads which you will make big money. BEWARE you won't hear from them again. The guy from ABIZ said I would make $40,000 by January off his leads. He told me a lot of other lies to and so did Super Solutions. Boy I have learned my lesson.


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  #10  
Old 12-19-2009, 02:53 PM
euphoria euphoria is offline
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Re: Merchant Referral Solutions

gotsnookered, you should immediately cancel your credit cards, because they will continue to charge you $20 a month for "your website" (which is a real joke, if you ever look at it). You should also report them to the Arizona Attorney General; once they get enough complaints (and they have plenty already, if the letter I got from them is any indication), they will start an investigation. Tell your credit card company that you have reported them to the BBB, the FTC and the Arizona AG and file a dispute on the charges. There's a very good chance you'll get your money back. Don't bother trying to get a refund from MRS; they won't discuss it.


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  #11  
Old 01-08-2010, 08:43 PM
Kage Kage is offline
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Re: Merchant Referral Solutions

Yes, these people tricked my mother out of $200 on her birthday(day after christmas). She was VERY hesitant, but the salesman kept telling her she had 90 days to quit and receive a full refund. Upon recieving the forms that said it was non-refundable she called them to cancel. They sent out a form to cancel the service which requires a signature and says says there is no refund. The signing of the form also said it would prevent a $20/monthly charge that was never even mentioned by salesman. This salesman even gave a supposedly home phone number where he could be reached at any time which turned out to be an answering maching for a company with different name. She has not signed anything agreeing to the non-refundable part yet and we are looking for options. We've filed to the BBB and will most likely contact the other people referred above.

I am just so upset at this salesman's blatant lies that I really wanna find HIM. Scamming elderly unemployed women on their birthday?

Oh yeah. What's really sad is, when i looked on thir website under "legal" it looks as if they have a claim against a couple for post defamatory stuff on the internet about them.



Last edited by Kage : 01-08-2010 at 09:33 PM.
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  #12  
Old 01-09-2010, 09:53 AM
euphoria euphoria is offline
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Re: Merchant Referral Solutions

Kage, that couple is me and my husband and the suit was filed this past October, in revenge for posting warnings about them on the internet. It is a suit they cannot win, because everything posted was the truth, and the definition of "defamatory" specifies that the statements have to be false. Basically they are using the legal system to harass two of their victims and using their other victims' money to do it.


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  #13  
Old 01-15-2010, 09:16 AM
Dudely7 Dudely7 is offline
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Re: Merchant Referral Solutions

This company contacted me one day and I listened to about half of the recording they wanted me to hear, I decided I was too busy at the time, and hung up, A few days later, I received a call, as soon as the called mentioned credit card, I hung up, as I get alot of calls for credit card approval,etc.

They called right back, a different person, and told me they weren't telemarketers or debt collectors, , and told me who they were. I talked with them a bit, was transfer to the recording, then another man. Everything sounded good, but I told them I wasn't interested in jumping in quite yet, and asked if he could send me more information via physical mail. He let me know that today was the last day they were allowd to recruit,until summer. I asked about obligations, he said there were none.

He recommended I at least make one account,before I decide whether its for me or not. So I said lets do it. They were very professional about everything. I still didn't know much about the process at all,but was excited to learn.

Before I even received my information in the mail, I was contacted by a marketer who was interested in setting up business leads for newly opened small businesses. He gave me an approximation on rates,but told me the rates do change day by day. After a little figuring on both ends, I let him know that I wasn't able and willing to invest money into leads at this time. (He had suggested a $500 minimum, and gave me a estimate of what that would get me) I had to pry info out of him, I assumed he had not realized that my small amount of online affiliate marketing experience did not match the 12 years of business leads experience he claimed. He gave suggestions on what I could do to get started without investing yet. Everything sounded good and I assumed an "I'll definitely call you when I'm ready" attitude,which I wouldn't say he rejected,but at times I thought I had been disconnected (silence), and had to ask him his contact number,which oddly shows as a social worker office in the Phx area.

I receivd my package, quickly, and everything is very legit and professional,except I learn a few new things. The website is a Dot Com Slash ABC123 ,which does link to my 'back office' login,but I cannot find any information on it other than an [empty] referrals list. I was told I could submit from my website, which I assumed would be set up like a re-seller site,not merely view my submissions from a webpage. I thought the 'website' would be somthing I could set up and use. But even my Login ID is a random 5 digit,with no form to change that.

The other thing I agreed to pay for was $20 a month for WEBHOSTING of my site. Thats specifically what I was told, I even asked if there was a contract or early temination fee involved with the webhosting, and was told no.

Now I'll get my papers out, and show you what, best I can figure, the $20/month charge is for. Its a membership to credit line based store,MyCatalogRewards.Com, which has an expired security cert. This company has offices in Newark,NJ. Something else I learn from these papers, there is another business name tied up in this,which actually replaces the name of MRS in some areas, it is Bankcard Empire.

Wait a minute, who are these guys? Do they own MRS, did MRS change names and forget to change some of there forms? Either way, Bankcard Empire has offices in NJ, about 30miles from Newark.

So lets look into Bancard Empire,and see what there affiliation with MRS is. Well, I couldn't even make it that far before seeing that Bankcard Empire has legal cease and desistorders in at least one state other than AZ or NJ...

It dopesnt take long before I find a hearing for Bankcard Empire in AZ. And then the sweet little section that reads:

"That the Respondent, Epic Commerce, LLC, is a purported business entity with a last known address of 3219 E.Camelback Rd., Suite #484, Phoenix, Arizona 85018"

Well dang, these types of business's sure have a thing for Camelback Rd in Phx, thats where MRS is located!

Reading all the bad talk about MRS, I thought these people were just scared, and didnt expect a high pressure sales tactic to be offered to them so quickly. It took a little digging and realizing the world isnt a great place and that people are not generally good, to with out a n2 thought, loose any compassion for whatever foul actions may be taken against anyone affiliated with these people,wether be physically, emotionally,or financially, it would be make me smile to see these people hurt.
If someone didnt have the sense to look up MRS before doing affiliating there business with them in any way, who would deal with a processing company called Merchant Referal Solutions anyway? I thought that was just the name of the program I would be in, not the companies name.

These people really go far to rip people off. If they put there skills to use in a legitimate moral fashion, they could be even more successful,but I suppose some people don't think like that.. They even lied about the lies. flat commisions turned into 'up to's', beat any rate turned into maybe. Buying bank contracts turned into only being able to take in new customers,check cashing services turned into cash advance services, I'm assuming there employeers are all on a need to know basis, if a claim sounds too good to be true, they tone it down for certain employees, so the lies can get passed on (more than likely by tele-operators and apprintence media specialists making minimum wage)

If anyone has any trouble getting out of a deal with these scumbags, please check this site for some pointers.

http://phoenix.about.com/od/scam1/a/...ntreferral.htm



Last edited by Dudely7 : 01-15-2010 at 09:19 AM.
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  #14  
Old 02-18-2010, 11:49 AM
independentwoman1 independentwoman1 is offline
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Re: Merchant Referral Solutions

i cant believe how many people cant accept their own mistakes, merchant referral solutions isnt a scam. to get your own busness up and running it takes money, and if you cant accept that, then your just going to fail at most anything you try.
the busness doesnt work for everyone obviously and if you didnt take the time to look into or think about it before investing, then shame on you.
so quit blaming, and take the credit for your mistake.
on the other hand i have begun to invest in the busness opportunity and started recieving my residual paychecks. i dont have much time to devote but its already paying off.


p.s. trying to punish the sales person that sold you the busness isnt going to get you anywhere, plus have you ever thought that they are just doing their jobs just like everyone else?
mabe you need to look at things from another perspective, try it.


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  #15  
Old 02-18-2010, 09:07 PM
euphoria euphoria is offline
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Re: Merchant Referral Solutions

Oh, of course. Certainly the Better Business Bureau and the many, many people who have complained here and elsewhere must be completely wrong. And of course the salesman was just "doing his job" when he lied to and misled all those people. Nothing wrong with that!

Here's "another perspective" for you: quit trying to convince people that you're not an MRS employee pretending to actually have made money. It's not working.


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  #16  
Old 02-20-2010, 01:33 PM
ChristinaT ChristinaT is offline
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Location: Bay City, Michigan
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Re: Merchant Referral Solutions

Quote:
Originally Posted by dr poormouth View Post
The company's service is notoriously overpriced and slipshod.
They make their $$ off renting payment terminals at exorbitant rates on multi-year contracts that they will not break unless you throw lawyers at them.
Here's an old thread about a similar outfit: Crescent Processing
I signed up as an affiliate with Merchant Referral Solutions in late October of 2009. My experience so far has been positive. I was not promised anything that wasn't delivered.


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  #17  
Old 02-20-2010, 01:37 PM
ChristinaT ChristinaT is offline
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Join Date: Feb 2010
Location: Bay City, Michigan
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Re: Merchant Referral Solutions

Quote:
Originally Posted by independentwoman1 View Post
i cant believe how many people cant accept their own mistakes, merchant referral solutions isnt a scam. to get your own busness up and running it takes money, and if you cant accept that, then your just going to fail at most anything you try.
the busness doesnt work for everyone obviously and if you didnt take the time to look into or think about it before investing, then shame on you.
so quit blaming, and take the credit for your mistake.
on the other hand i have begun to invest in the busness opportunity and started recieving my residual paychecks. i dont have much time to devote but its already paying off.


p.s. trying to punish the sales person that sold you the busness isnt going to get you anywhere, plus have you ever thought that they are just doing their jobs just like everyone else?
mabe you need to look at things from another perspective, try it.
Many people do not do well in dealing with the public or sales. Thanks for bringing up a good point, everything isn't for everybody. (doing this business get's me out of the house, and I love talking to people)


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  #18  
Old 02-20-2010, 01:42 PM
ChristinaT ChristinaT is offline
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Join Date: Feb 2010
Location: Bay City, Michigan
Posts: 3
Re: Merchant Referral Solutions

Quote:
Originally Posted by independentwoman1 View Post
i cant believe how many people cant accept their own mistakes, merchant referral solutions isnt a scam. to get your own busness up and running it takes money, and if you cant accept that, then your just going to fail at most anything you try.
the busness doesnt work for everyone obviously and if you didnt take the time to look into or think about it before investing, then shame on you.
so quit blaming, and take the credit for your mistake.
on the other hand i have begun to invest in the busness opportunity and started recieving my residual paychecks. i dont have much time to devote but its already paying off.


p.s. trying to punish the sales person that sold you the busness isnt going to get you anywhere, plus have you ever thought that they are just doing their jobs just like everyone else?
mabe you need to look at things from another perspective, try it.
I am offering Merchant Referral Solutions to fellow business owners here in Bay City, Michigan. I've been disappointed with other business opportunities, but not this one.



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